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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169879 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169906)

PayPal credit

Brilliant company- excellent money provider Reviewed on: 9th May 2026

Helped me pay for items that I couldn't pay over 3mo...

Helped me pay for items that I couldn't pay over 3months, very quick decision by PayPal, Helped me aquire my item, a 100% service I may use again if need be Reviewed on: 9th May 2026

Always a good service anytime I have had an issue...

Always a good service anytime I have had an issue Reviewed on: 9th May 2026

5* customer care & Confidence to buy online

Can buy online with confidence, easy to.speak to customer care and the resolution to issues is super quick, 10 out of 10 Reviewed on: 9th May 2026

Great service-well recommended.

Great service-well recommended. Easy to apply and able to collect points Reviewed on: 9th May 2026

Brilliant experience.

Brilliant experience. Easy to manage payments and love the fact that you can set it as a preferred payment to take the hassle out of switching cards etc. I missed a payment once by accident and it was so easy to just log onto my app and pay it without the worry of being fined a missed payment fee. Worry free lending! Reviewed on: 9th May 2026

easy to use - one click to make purchases

easy to use - one click to make purchases Reviewed on: 9th May 2026

Easy to use, now one can use PayPal card via Apple Pay.

Easy to use, now one can use PayPal card via Apple Pay. This is wonderful Reviewed on: 9th May 2026

PayPal cares

Having 4 months, interest-free to pay off a large bill like a holiday has a positive effect on my mental health and wellness. I appreciate that customers well-being was taken into consideration by PayPal in their credit card provision of their users. Reviewed on: 9th May 2026

Still waiting for a reply to a complaint so it will...

Still waiting for a reply to a complaint so it will have to be poor Reviewed on: 9th May 2026

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