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PayPal: PayPal Credit reviews

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4.90
Based on 77,764 reviews, last reviewed 19th Apr 2026
2486800% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal makes my life easier. Paypal makes my life easier. It helps me easy and safe paying option for online shopping. Also, pay in 3 options is great. Reviewed on: 19th April 2026
Cansu's avatar
Cansu

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77764)

Payment guarantee and dispute management are top notch

5
Payment guarantee and dispute management are top notch Reviewed on: 26th May 2024
Alphamind 's avatar
Alphamind

Must have Paypal!! definitely recommend

5
Paypal has never caused me any issues, i am able to quickly send and receive money and also make payments on multiple websites. Reviewed on: 26th May 2024
Aish's avatar
Aish

Just really handy and easy to use.

5
Just really handy and easy to use. Reviewed on: 26th May 2024
Natalie K's avatar
Natalie K

Very handy as that wee buffer of support for extra e...

5
Very handy as that wee buffer of support for extra expenses Reviewed on: 26th May 2024
Kim3012's avatar
Kim3012

Good to build credit rating

5
Found it hard to get credit from most normal means, PayPal credit was easy to apply and use Reviewed on: 26th May 2024
ian monaghan's avatar
ian monaghan

really good never had no problems really handy service

5
really good never had no problems really handy service Reviewed on: 26th May 2024
Ben H's avatar
Ben H

Good service, great payment options!

5
Good service, great payment options! Reviewed on: 26th May 2024
A.Umbrass's avatar
A.Umbrass

Safest way of payment, I always use it.

5
Safest way of payment, I always use it. Reviewed on: 26th May 2024
A M's avatar
A M

Always helpful and a very positive experience anytim...

5
Always helpful and a very positive experience anytime I had a difficulty with anything it was sorted out quickly the people dealing with my enquiry pr problem were always very professional and curtious Reviewed on: 26th May 2024
William L's avatar
William L

love the paypal credit and flexibility

5
love the paypal credit and flexibility Reviewed on: 26th May 2024
Moin L's avatar
Moin L

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