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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,849 reviews, last reviewed 20th Apr 2026
2494200% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It helps when you don't have enough money to spend... It helps when you don't have enough money to spend Reviewed on: 20th April 2026
Amira's avatar
Amira

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77849)

Very good, highly recommended to others

5
Very good, highly recommended to others Reviewed on: 26th May 2024
Scott A's avatar
Scott A

Easy to use and understand.

5
Easy to use and understand. Convenient for big purchases. Gives you time to pay however you want . Reviewed on: 26th May 2024
Ladydee's avatar
Ladydee

Superb PayPal

5
Good experience . Always helps with credit Reviewed on: 26th May 2024
Andrew P's avatar
Andrew P

Credit when you need it during those busy months

5
Credit when you need it during those busy months Reviewed on: 26th May 2024
Liz Mac's avatar
Liz Mac

great two years

4
It has been a great 2 years with Paypal using it has made my life a lot easier. I will be using it for the foreseeable future. Reviewed on: 26th May 2024
Sho's avatar
Sho

PayPal credit has been a convenient, secure way to b...

5
PayPal credit has been a convenient, secure way to buy products at many retailers. Helpful when you need essential things but don't have any cashflow Reviewed on: 26th May 2024
Daryl P's avatar
Daryl P

Used PayPal credit a few times for different reasons...

5
Used PayPal credit a few times for different reasons—works fine. Reviewed on: 26th May 2024
Omlikas's avatar
Omlikas

Best way to pay

5
Always reliable! Best way to pay Reviewed on: 26th May 2024
Kerry-Ann Rautenbach's avatar
Kerry-Ann Rautenbach

Great experience, I am using paypal for last 5 years...

5
Great experience, I am using paypal for last 5 years and it's always great in every situations. Reviewed on: 26th May 2024
Arijit's avatar
Arijit

Credit is available and no interest paid if paid wit...

5
Credit is available and no interest paid if paid with 3 month a helping hand during this financial hard times Reviewed on: 26th May 2024
Abdose J's avatar
Abdose J

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