Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,888 reviews, last reviewed 20th Apr 2026
2497800% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have really good cash flow management. I have really good cash flow management. Zero procent for 4 months. It's incredibly efficient. Reviewed on: 20th April 2026
Piotr S's avatar
Piotr S

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77888)

I have a great experience really helpful for making...

5
I have a great experience really helpful for making purchases Reviewed on: 27th May 2024
omar k's avatar
omar k

Pay pal credit.

5
Need some credit to pay my daughter coding course. Reviewed on: 27th May 2024
Khalid Qureshi's avatar
Khalid Qureshi

Never had any issues always works when I need it...

5
Never had any issues always works when I need it Reviewed on: 27th May 2024
James A's avatar
James A

Thumbs up will always recommend this to friends and...

4
Thumbs up will always recommend this to friends and family Reviewed on: 27th May 2024
Dennis C's avatar
Dennis C

A great benefit for ebay use.

5
A great benefit for ebay use... Simple and effective method of safe payments. Reviewed on: 27th May 2024
Monte R's avatar
Monte R

I have called PayPal numerous times when things have...

5
I have called PayPal numerous times when things have gone wrong and they have always sorted it out efficiently. Customer service is always great. Reviewed on: 27th May 2024
Shakila H's avatar
Shakila H

The best

5
Paypal is the best, is saved me a lot Reviewed on: 27th May 2024
Aleksandra S's avatar
Aleksandra S

Before I wasn't using PayPal my friends told me abo...

5
Before I wasn't using PayPal my friends told me about it and after I try to use now I'm really happy and feeling secure thanks Reviewed on: 27th May 2024
Shahroz javed's avatar
Shahroz javed

PayPal credit is fair and easy to use, balance and s...

4
PayPal credit is fair and easy to use, balance and statements are clear and able to download quickly. The only way I hope things can improve is when making a payment back, it takes a long time for it to show up and it would be better if the payment back could be a pending transaction Reviewed on: 27th May 2024
Sarah Mir's avatar
Sarah Mir

Its been a wonderful journey

5
Its been a wonderful journey in the many years I have been using PayPal. I can say it's a match made in heaven. I have not had a single negative experience. It is convenient for payment online without having to disclose your data with every organisation you buy from, I find that comforting. Reviewed on: 27th May 2024
aki0911's avatar
aki0911

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill