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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169124 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169268)

Fabulous services, extremely helpful

Fabulous services, extremely helpful Reviewed on: 8th May 2026

Up to now i have had no problems, long may it last.

Up to now i have had no problems, long may it last. It is much easier to use paypal and have everything in 1 lpace Reviewed on: 8th May 2026

Payalgreat

Paypal helps spread the cost when i need it. Also they are very helpful in helping me resolve any issuse.VEry professional. Reviewed on: 8th May 2026

I love how convenient it is to use the app

I love how convenient it is to use the app Reviewed on: 8th May 2026

PayPal credit is great!

PayPal credit has allowed me to have some financial freedom and the payments back an affordable. Use this payment method for security purposes too if I’m unsure about the website I’m buying from. I know PayPal will have my back if anything goes wrong. Reviewed on: 8th May 2026

Always useful to have and easy to use

Always useful to have and easy to use Reviewed on: 8th May 2026

Marvelous 'Pay in 3!!'

I use Paypal 'Pay in 3' a lot to make larger purchases, if this was not available I would not be able to afford these items in a one off puchase. I think it is a fantastic service to offer, and with no interest attached Reviewed on: 8th May 2026

Previously lesser websites to us

Previously lesser websites to us Reviewed on: 8th May 2026

Excellent.

Excellent. Easy to use. Reliable and trustworthy Reviewed on: 8th May 2026

Great service and quick way to pay.

Great service and quick way to pay. Reviewed on: 8th May 2026

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