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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77918 reviews)

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4.90

Based on 77,918 reviews, last reviewed 20th Apr 2026

2500400% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So easy to use. So easy to use. Have used it for years Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77918)

I have had an amazing experience with PayPal, they h...

I have had an amazing experience with PayPal, they have been very helpful Reviewed on: 27th May 2024

PayPal credit is a fantastic way to get big items wi...

PayPal credit is a fantastic way to get big items without paying in full upfront, it really helps people who don’t always have a large sum of money to help spread the cost. I have purchased a few big items now with PayPal credit and would recommend anyone to do so I have always used the no interest free offers which is so helpful . Reviewed on: 27th May 2024

Simple and easy, clear transactions

Simple and easy, clear transactions Reviewed on: 27th May 2024

Excellent Service

Never had any issues dealing with PayPal always seems to go above and beyond in helping. Reviewed on: 27th May 2024

Good regular credit offers.

Good regular credit offers. Easy to use app. Convenient , safe way to pay online Reviewed on: 27th May 2024

Since 2012 I am using PayPal trusted wallet and exce...

Since 2012 I am using PayPal trusted wallet and excellent service Reviewed on: 27th May 2024

I have never been disappointed since l have been usi...

I have never been disappointed since l have been using paypal Reviewed on: 27th May 2024

sweet and simple

It's a very sweet process. Becoming easier with time. Reviewed on: 27th May 2024

Fantastic customer services

Very good customer services any issues quickly resolved very reliable. Had issue with one of my payments because indidnt set up direct debit customer services helped me and voided any charges I had occurred Reviewed on: 27th May 2024

A useful tool to spread costs in equal monthly payme...

A useful tool to spread costs in equal monthly payments rather than paying everything upfront Reviewed on: 27th May 2024

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