Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,934 reviews, last reviewed 20th Apr 2026
2501900% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick decision and easy to apply for Quick decision and easy to apply for Reviewed on: 20th April 2026
Mark H's avatar
Mark H

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77934)

Fantastic way to pay instant really use it loads

5
Fantastic way to pay instant really use it loads Reviewed on: 27th May 2024
kevin N's avatar
kevin N

Had my eBay account hacked Quickly sorted out and r...

5
Had my eBay account hacked Quickly sorted out and refunded money without any fuss Reviewed on: 27th May 2024
Gordon O's avatar
Gordon O

Great customer service and App

5
Great customer service when I’ve had queries about payments and Easy to use, helpful app Reviewed on: 27th May 2024
Rhiannon 's avatar
Rhiannon

I feel safer with PayPal

5
I love Paypal as it’s so easy to use and I feel much safer with Paypal them any other payment form of payment. Reviewed on: 27th May 2024
A Wallis's avatar
A Wallis

Great app, great finance options

5
Great app, great finance options Reviewed on: 27th May 2024
George V's avatar
George V

PayPal credit has allowed me to do more with my life...

5
PayPal credit has allowed me to do more with my life and is a really good backup when i need to spend money but not with my money or maybe I don’t have enough. It helps me ration Reviewed on: 27th May 2024
Nathan s's avatar
Nathan s

I have had an amazing experience with PayPal, they h...

5
I have had an amazing experience with PayPal, they have been very helpful Reviewed on: 27th May 2024
El H's avatar
El H

PayPal credit is a fantastic way to get big items wi...

5
PayPal credit is a fantastic way to get big items without paying in full upfront, it really helps people who don’t always have a large sum of money to help spread the cost. I have purchased a few big items now with PayPal credit and would recommend anyone to do so I have always used the no interest free offers which is so helpful . Reviewed on: 27th May 2024
Samantha I's avatar
Samantha I

Simple and easy, clear transactions

5
Simple and easy, clear transactions Reviewed on: 27th May 2024
rebecca k's avatar
rebecca k

Excellent Service

5
Never had any issues dealing with PayPal always seems to go above and beyond in helping. Reviewed on: 27th May 2024
Chhrita's avatar
Chhrita

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill