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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168375 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168496)

Brilliant,

Brilliant, never had any problems if I have when I phoned they’ve been sorted out. Reviewed on: 7th May 2026

Been with PayPal a few years now and find everything...

Been with PayPal a few years now and find everything so easy and honest for me Reviewed on: 7th May 2026

Easy to use, user friendly, hassle free

Easy to use, user friendly, hassle free Reviewed on: 7th May 2026

Safe way of paying online

Provides a safe way of banking without sharing your details,very easy for refunds and there if I need it. Reviewed on: 7th May 2026

Excellent for credit

Can't complain it's a best credit account Reviewed on: 7th May 2026

I've been using PayPal for many years.

I've been using PayPal for many years. I've never had any problems, and the customer support is efficient, handled by a human, not soulless bots, and you don't have to wait hours for a connection! Reviewed on: 7th May 2026

Flexible banking

Flexible banking with great payment options. Credit card works seamlessly with those options. Reviewed on: 7th May 2026

Very good experience, i always choose paypal for my...

Very good experience, i always choose paypal for my orders. Reviewed on: 7th May 2026

Very useful.

It’s been very useful. I am very happy to use PayPal. The only strange part is the delay paying balance off. Going back on to check. I’m sure it says pending somewhere. Reviewed on: 7th May 2026

Good no problems easy to use and convenient

Good no problems easy to use and convenient Reviewed on: 7th May 2026

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