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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168808 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168869)

Amazing

Words can't explain the feasibility and flexibility it offers. Reviewed on: 13th June 2022

Easy going online credit.

An easy to use online credit facility. Easy to make payments and manage the account via the app. Reviewed on: 13th June 2022

So easy

Really easy to use, can be used in most stores and great payment reminders Reviewed on: 13th June 2022

Good credit

Easy minimum monthly payments and pay in 3 also an option. Reviewed on: 13th June 2022

Very simple way to spread cost

PayPal is my online payment method of choice as gives me the flexibility to use existing cards or features like PayPal credit which means I can spread the cost of a large purchase over a few months. The app is easy to use, can amend payments easily and see remaining instalments left. the ability to claim return goods postage back is an excellent feature I hope they keep. Reviewed on: 13th June 2022

I use PayPal for all my needs

I love the PayPal pay in 3 option, I also use PayPal to pay on websites which saves me time & the hassle of putting in card details & address etc, I actively choose sites that offer PayPal as a payment option. Wouldn’t be without it. Reviewed on: 13th June 2022

Good

Very good for short time borrowing Reviewed on: 13th June 2022

Excellent all round experience

Very easy to set up and very good value on repayments Reviewed on: 13th June 2022

Excellent

They are always to help. one of the best companies in the world. I use them to buy my products. Reviewed on: 13th June 2022

Better than good.

Actually didn't expect PayPal Credit to be as easy to use and as good as it is however I would thoroughly recommend it to anyone. Reviewed on: 13th June 2022

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