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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77968 reviews)

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4.90

Based on 77,968 reviews, last reviewed 20th Apr 2026

2505200% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The best choice I made is to create a PayPal account. The best choice I made is to create a PayPal account. It came out so handy having it available when most of the shopping i make is online. Friendly to... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77968)

Easy straightforward ways to pay.

Easy straightforward ways to pay. Reviewed on: 27th May 2024

I would definitely recommend PayPal as they are exce...

I would definitely recommend PayPal as they are excellent at responding to any queries and I have had no problems with them at all Reviewed on: 27th May 2024

Very easy to set up and manage

Very easy to set up. Very clear information in the app on payments made and balance still due. Reviewed on: 27th May 2024

There is not a lot to say but that when I had an iss...

There is not a lot to say but that when I had an issue it was resolved right away. I gave the details and it was look in to. The time scale give were good as in a few days it was all sorted. It was when I had something gone out of my account and still not received the good. X Reviewed on: 27th May 2024

Simple & useful

Paypal Credit was my introduction to credit and lending. It has been so simple to manage via the app and helped to improve my credit score from a young age. Reviewed on: 27th May 2024

PayPal interest free

PayPal credit is my go to payment through PayPal, the 3 months interest free is very beneficial giving you a little breathing space to make larger financial purchases at no extra cost. Reviewed on: 27th May 2024

Love PayPal Credit

So easy to deal with and great products, I couldn’t recommend enough as use PayPal credit all the time. easy to set up and use. Reviewed on: 27th May 2024

Paypal Credit has been a game changer for me.

I have been using Paypal credit for years to pay for holidays. I always pay the credit off within the four month limit to avoid interest charges. In a world where very little financial help is offered, I see Paypal Credit as a real lifeline for the normal person. Reviewed on: 27th May 2024

Flexible payments are a bonus

You have a set payment each month but if you have a little extra left at the end of the month you can pay this off your total bill which can help to cut the length of the loan term. Reviewed on: 27th May 2024

Always a great experience using PayPal for any sort...

Always a great experience using PayPal for any sort of payment Reviewed on: 27th May 2024

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