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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168264)

Brilliant fast service and covers you for any fraudu...

Brilliant fast service and covers you for any fraudulent charges Reviewed on: 7th May 2026

Easy to use

PayPal is easy to use and helps me split payments when I need to Reviewed on: 7th May 2026

Honestly was hesitant at first but really easy to us...

Honestly was hesitant at first but really easy to use and navigate, has saved me so many times and it’s just reassurance you have four months to pay for stuff especially in an emergency. Reviewed on: 7th May 2026

Cash flow help

Allowed me to pay over a period of time thereby helping my cash flow Reviewed on: 7th May 2026

Secure, reliable and easy to use app

Secure, reliable and easy to use app Reviewed on: 7th May 2026

I have used Paypal for over a decade without disappo...

I have used Paypal for over a decade without disappointment. Good to have a trusted service when dealing with payments and support. They have always assisted me in my queries when I have reached out, and provided additional support when needed. Reviewed on: 7th May 2026

Easy way to check out buying online.

Easy way to check out when buying online. Reviewed on: 7th May 2026

Never had any issues, customer service always helpful.

Never had any issues, customer service always helpful. Reviewed on: 7th May 2026

Very good very easy to use and helpful

Very good very easy to use and helpful Reviewed on: 7th May 2026

Good, but it could be better

Sometimes it's hard to set for the payment. Requesting several times to comfirm and at the end it not working. When you need to do it agian Reviewed on: 7th May 2026

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