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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168174 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168180)

Paypal Credit

There are no issues when using paypal credit. Reviewed on: 7th May 2026

Excellent customer service and understanding.

Excellent customer service and understanding. Quick to rectify ant queries. Reviewed on: 7th May 2026

Would recommend PayPal to anyone.

Would recommend PayPal to anyone. Easy to use and customer service is always really helpful. Reviewed on: 7th May 2026

I appreciate Good service and good experience

I appreciate Good service and good experience Reviewed on: 7th May 2026

PayPal is fast, quick and easy!

Extremely useful for online shopping and especially the credit service. Also, the option for a physical credit card has been invaluable to me. Quick and easy access to current transactions, without the need to wait for a monthly statement. The whole service is safe, quick and easy. Reviewed on: 7th May 2026

Great repayment options

Easy to apply, made purchases affordable & with the options to pay back without interest within first 3 months. Great customer service I am really impressed with PayPal Credit. Reviewed on: 7th May 2026

Easy to Use

I've had a good experience with PayPal credit, every time I have used it. Reviewed on: 7th May 2026

Very good service, being able to pay in 3 or over ti...

Very good service, being able to pay in 3 or over time greatly helps Reviewed on: 7th May 2026

Excellent customer support

At times things go wrong, deliveries don't happen and things disappear into thin air. Paypal has your back with great customer service and policy protection to protect you and your money. Reviewed on: 7th May 2026

Does what it does well.

Does what it does well. Everything in the app is easy to use and has good information of purchases and outgoings. Reviewed on: 7th May 2026

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