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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,083 reviews, last reviewed 20th Apr 2026
2516000% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easily to use service, never had any problems Easily to use service, never had any problems Reviewed on: 20th April 2026
Jessica s's avatar
Jessica s

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78083)

The buy now pay later scheme is amazing and help whe...

5
The buy now pay later scheme is amazing and help when in difficult times Reviewed on: 27th May 2024
Margaret D's avatar
Margaret D

Easy to use, easy to pay.

5
Easy to use, easy to pay. Great with 3months 0% finance. Easy to keep on track. Reviewed on: 27th May 2024
Jemma's avatar
Jemma

PayPal is Great

5
PayPal and PayPal Credit is a good way to shop because your accounts are in one place. Reviewed on: 27th May 2024
Karen B's avatar
Karen B

I have been using PayPal credit for a while now it i...

5
I have been using PayPal credit for a while now it is easy and convenient to use for my online shopping Reviewed on: 27th May 2024
Tony g's avatar
Tony g

Convenient and easy to set up

5
Convenient and easy to set up, with no hanging around for a decision. You are in control of it with a degree of flexibility. I have been using it for years without any issues, and have always been able to pay it without paying interest. Reviewed on: 27th May 2024
Tony's avatar
Tony

Really easy to set up and use.

5
Really easy to set up and use. The statements have improved so makes it easier to manage payments and see how much needs to be paid off. Reviewed on: 27th May 2024
Christopher Clark's avatar
Christopher Clark

It’s good service gives you flexibility a life saver...

5
It’s good service gives you flexibility a life saver when needed in a emergency Reviewed on: 27th May 2024
Saqib H's avatar
Saqib H

Very easy to use

5
Very easy to use and pay back early if I wanted. The app is also nice and secure so I felt safe using it. Lots of places accept PayPal so it was very useful when making purchases. Reviewed on: 27th May 2024
Shaun M's avatar
Shaun M

Really easy to check out but very bad customer servi...

5
Really easy to check out but very bad customer service and no instant pay option for PayPal credit only direct debit that never comes out when it says buy a week later Reviewed on: 27th May 2024
Leelee's avatar
Leelee

Good credit amount.

5
The product provides a substantial credit limit, which is advantageous. However, it lacks a physical card, which may be inconvenient for some users. Nonetheless, it remains a suitable option for online purchases. Reviewed on: 27th May 2024
Wajahat m's avatar
Wajahat m

Review PayPal: PayPal Credit now

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