Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78215 reviews)

View other PayPal products

4.90

Based on 78,215 reviews, last reviewed 20th Apr 2026

2528400% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My go to payment provider. My go to payment provider. Easy to use and efficient payments Reviewed on: 20th April 2026

Latest lowest rating:

1

No way to reduce the credit limit, once your locked... No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (78215)

Love Paypal wouldn’t use anything else

Love pay pal I really do I use it for everything, no matter how small or large the payment I always feel safe n secure Reviewed on: 27th May 2024

best of the best

Great service for when in need 10/10 Reviewed on: 27th May 2024

Never ever have an issue with using them

Never ever have an issue with using them Reviewed on: 27th May 2024

I use PayPal for spreading the cost of large purchases.

I use PayPal for spreading the cost of large purchases. It’s always worked well. Reviewed on: 27th May 2024

I've never had to use customer service with PayPal a...

I've never had to use customer service with PayPal as I have never had an issue when using the app its always been straight forward and easy to use, I've used PayPal for years and always have found ease whilst using Reviewed on: 27th May 2024

Excellent scheme very easy to use and effortless

Excellent scheme very easy to use and effortless Reviewed on: 27th May 2024

Great for ebay and to spread the cost on things that...

Great for ebay and to spread the cost on things that are just out your reach Reviewed on: 27th May 2024

Absolutely love PayPal Credit.

Absolutely love PayPal Credit. It’s easy to use and helps you spread the cost. With the economy as hard as it is now PayPal credit has been invaluable. The ways in which you can use PayPal credit and where you can use PayPal credit is exceptional. With no interest when paying within 3 months PayPal credit helps you spread the cost and doesn’t charge you more than the items you’re buying. I’d recommend PayPal credit to friends and family and to anyone who sometimes needs help to budget responsibly. Reviewed on: 27th May 2024

PayPal credit allows me to buy things I need withou...

PayPal credit allows me to buy things I need without worrying of the extra costs. I use it to buy my walking and hiking equipment and train tickets too. I even used it to buy medication for my dog, Rex. I always receive email with notification of my pay off day. I am happy with my PayPal Credit. Reviewed on: 27th May 2024

Excellent service very professional and good for imp...

Excellent service very professional and good for improving credit history ! Reviewed on: 27th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.38 from 27 reviews
Better Off Calculator
from Policy in Practice 4.79 from 460 reviews
Payments
from PayPal 4.92 from 3679 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 35786 reviews
Credit card
from PayPal 4.92 from 63 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub