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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,378 reviews, last reviewed 20th Apr 2026
2543400% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very consistent. Very consistent. No problems with transactions. Reviewed on: 20th April 2026
Stephen R's avatar
Stephen R

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78378)

Great credit option

5
PayPal credit is simple easy to use and offers a great credit option for those who use PayPal. Reviewed on: 28th May 2024
James M's avatar
James M

Excellent and very good everything.

5
Excellent and very good everything. Reviewed on: 28th May 2024
Magdolna K's avatar
Magdolna K

Great services easy to use, great tools for budgetin...

5
Great services easy to use, great tools for budgeting for a single parent Reviewed on: 28th May 2024
Hayley 's avatar
Hayley

convenient and easy

5
Always so convenient and easy to receive payments Reviewed on: 28th May 2024
Ray J's avatar
Ray J

Always been a great help!

5
Always been a great help when needing to buy something urgent Reviewed on: 28th May 2024
Rob 's avatar
Rob

PayPal is Good

5
Good but could do with more credit limit Reviewed on: 28th May 2024
Francis's avatar
Francis

Holiday helper

5
I spread my holiday costs over the year with PP credit it gives me room to budget well. Reviewed on: 28th May 2024
Donald Taylor's avatar
Donald Taylor

Easy experience, easy to pay off and work the app

5
Easy experience, easy to pay off and work the app Reviewed on: 28th May 2024
Eva's avatar
Eva

Straight forward - easy, like the flexibility of pay...

5
Straight forward - easy, like the flexibility of paying. Reviewed on: 28th May 2024
Dirty Bob's avatar
Dirty Bob

Very user friendly, simple, fair service

5
Very user friendly, simple, fair service Reviewed on: 28th May 2024
Arij's avatar
Arij

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