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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (167906)

Been a customer for over 10 years and never had an i...

5
Been a customer for over 10 years and never had an issue. Far superior to the majority of their competitors. Reviewed on: 7th May 2026

Had a great experience with paypal customer service...

5
Had a great experience with paypal customer service had a disputed transaction that was delt with profesionaly and resolved within 48hours Reviewed on: 7th May 2026

Straightforward money service.

5
Straightforward money service. Easy to access and view your transactions. A wide range of places that you can use paypal at. I've used paypal for a number of years now and I'm confident using them and feel safe. Reviewed on: 7th May 2026

Easy to use and responsive.

5
Easy to use and responsive. i use for regular payments and its fast and reliable. Plus helps with easy disputes when a payment has been done Reviewed on: 7th May 2026

Amazing for spreading the cost of things Interest f...

5
Amazing for spreading the cost of things Interest free when pain on time Reviewed on: 7th May 2026

I use PayPal frequently and always feel confident ab...

5
I use PayPal frequently and always feel confident about my transactions. Any issue has been dealt with quickly and in a verysatisfactory way. Reviewed on: 7th May 2026

Amazing PayPal

5
Fast, simple and easy to use with the added security of PayPal Reviewed on: 7th May 2026

Excellent experience and payment flexibility

5
Excellent experience and payment flexibility Reviewed on: 7th May 2026

Brilliant method of paying

5
PayPal is a quick, reliable and safe way to purchase online. Reviewed on: 7th May 2026

Handled refund with problem supplier of faulty goods

5
Handled refund with problem supplier of faulty goods Reviewed on: 7th May 2026

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