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PayPal: PayPal Credit reviews

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4.90
Based on 78,504 reviews, last reviewed 20th Apr 2026
2555200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything is upfront, no hidden agenda just a fanta... Everything is upfront, no hidden agenda just a fantastic app that suits everyone’s needs. If you do have a query/worry it will be resolved the same da... Read more Reviewed on: 20th April 2026
Susan Bates's avatar
Susan Bates

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78504)

Really great experience easy to use

5
Really great experience easy to use Reviewed on: 28th May 2024
Nilofer s's avatar
Nilofer s

I used the Pay in 3 service.

5
I used the Pay in 3 service. It was very seamless and very handy to spread out a large purchase over 3 months Reviewed on: 28th May 2024
Brendan M's avatar
Brendan M

I never had any issues using paypal and I feel very...

5
I never had any issues using paypal and I feel very safe paying online with paypal credit. Reviewed on: 28th May 2024
Paulo G's avatar
Paulo G

Never had a problem with PayPal.

5
Never had a problem with PayPal. Very reliable service. Reviewed on: 28th May 2024
Rosie p's avatar
Rosie p

Convenient, great offers and customer service

5
Very reliable, great offers and customer service Reviewed on: 28th May 2024
Carolyn C's avatar
Carolyn C

New Curve card has been a fantastic option.

5
Curve card option was offered to me and it has been really easy to activate and understand the workings of the card. Really convenient to have this as a payment option. PayPal also offers payment plans so you can purchase without interest over a few months. Reviewed on: 28th May 2024
Kelthan's avatar
Kelthan

It's easy to use and safe.

5
It's easy to use and safe. I really feel comfortable using it. Reviewed on: 28th May 2024
Mubashar A's avatar
Mubashar A

It’s really good and it’s so helpful

5
It’s really good and it’s so helpful Reviewed on: 28th May 2024
Rami h's avatar
Rami h

I have used pay pal credit to purchases which are sp...

5
I have used pay pal credit to purchases which are spread over multiple months. So easy to use! and would recommend to anyone. Reviewed on: 28th May 2024
Callum R's avatar
Callum R

PayPal credit is financially responsible

5
Credit facility has always been fast, affordable and limit is financially responsible. The ability to see a breakdown of what’s outstanding per purchase is also a great feature. Reviewed on: 28th May 2024
MG's avatar
MG

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