Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167287 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (167436)

Love Paypal

Wouldn't of been able to buy half the things I need, when I needed them without Paypal. Top service Reviewed on: 6th May 2026

Security

I find it gives me additional security when buying products, I'm adding my account details rather than personal information Reviewed on: 6th May 2026

PayPal is very reliable, it's risk free.

PayPal is very reliable, it's risk free. Rest of mind when you're using PayPal. I enjoyed using PayPal with every transaction. Reviewed on: 6th May 2026

Just all round easy and simple

Just all round easy and simple when and if I need help I know where to go I'm really happy using it and have told others about it also so al in all it's great. Reviewed on: 6th May 2026

They are the best, very easy to use at every...

They are the best, very easy to use at every where Reviewed on: 6th May 2026

Bought my phone on PayPal has been a good experience...

Bought my phone on PayPal has been a good experience and easier to spread payments rather than paying all in one go was easy to set up Reviewed on: 6th May 2026

Great way to manage large purchases

I have used PayPal credit for a few years now. It had helped me to distribute my outgoings evenly without having to pay in one go. Reviewed on: 6th May 2026

I like the pay in 3 option, makes my life easier.

I like the pay in 3 option, makes my life easier. Reviewed on: 6th May 2026

interest free no problems what so ever recommend an...

interest free no problems what so ever recommend anyone to use Pay Pal Reviewed on: 6th May 2026

Great customer service

Great customer service when needed. Very helpful options when paying for stuff. Use it all the time. Amazing Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 84012 reviews
Payments
from PayPal 4.70 from 3788 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub