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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,635 reviews, last reviewed 20th Apr 2026
2567200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service I would rate my experience as great using PayPal. The customer service experience is also great. Reviewed on: 20th April 2026
Mo A's avatar
Mo A

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78635)

Accepted by most retailers!

5
I love that most retailers accept PayPal credit so it’s helped a lot with buying all sorts of necessities. The 4 month interest fee is very generous and gives me enough time to pay everything back. Reviewed on: 28th May 2024
ednkay's avatar
ednkay

Been using PayPal for years to buy from Ebay and oth...

5
Been using PayPal for years to buy from Ebay and other sellers ,I always have confidence that my money is safe Reviewed on: 28th May 2024
Jimmii's avatar
Jimmii

An opportunity to use credit facility

5
Useful for people who are unable to get credit card facilities. One of the ways to utilise credit facilities for buying high value items and paying later with instalments. Reviewed on: 28th May 2024
Sachin B's avatar
Sachin B

No hassel and easy to use.

5
No hassel and easy to use. Very convenient Reviewed on: 28th May 2024
Neil w's avatar
Neil w

I love PayPal credit and PayPal in general I use it...

5
I love PayPal credit and PayPal in general I use it all the time Reviewed on: 28th May 2024
Jo 's avatar
Jo

Great pay in 3 option or credit for longer payment...

5
Great pay in 3 option or credit for longer payment Reviewed on: 28th May 2024
cheri Birch's avatar
cheri Birch

It is a convenient way to make purchases in 4 intere...

5
It is a convenient way to make purchases in 4 interest free installments and it seems to be accepted in most of the online shops. Customer support was helpful when it was needed. Reviewed on: 28th May 2024
Antonios's avatar
Antonios

I have used PayPal credit many times

5
I have purchased many things with PayPal credit, including holidays, and the 4 months free credit really helps with budgeting Reviewed on: 28th May 2024
Erika C's avatar
Erika C

100% the best account I have ever had

5
100% the best account I have ever had Reviewed on: 28th May 2024
Daniel Fisher's avatar
Daniel Fisher

Easy to use, simple and effective when things go wro...

5
Easy to use, simple and effective when things go wrong and interest rates can be got at 0% on some deals which is fantastic, the other times there is interest rates to pay it’s not to bad.its a good way to buy now pay later. Reviewed on: 28th May 2024
Matt 's avatar
Matt

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