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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145406 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145406)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have used PayPal for around 10 years and I think i...

I have used PayPal for around 10 years and I think it’s a very reliable way of paying or saving money and very easy to transfer money to banks, I’ve never had a problem Reviewed on: 15th June 2026

Excellent opportunity

Excellent. It has help alot in making payments for goods and services till pay day Reviewed on: 15th June 2026

The best of the best

Honestly, PayPal has become my number one used card. I pay for everything with it. The points system is the best around. I couldn’t recommend PayPal enough! Reviewed on: 15th June 2026

Easy to use, clear balance and payment due notices.

Easy to use, clear balance and payment due notices. Quick to check and lots of ways to pay. Safe and secure. Reviewed on: 15th June 2026

Great provider

Fast and easy to apply and can easily be added to phones wallet Reviewed on: 15th June 2026

I like getting the points, makes parting with money...

I like getting the points, makes parting with money a bit less painful! Reviewed on: 15th June 2026

Easy to use easy to pay bills , payments straight...

Easy to use easy to pay bills , payments straight away Reviewed on: 15th June 2026

Simple payments with choice to spread the cost over...

Simple payments with choice to spread the cost over time Reviewed on: 15th June 2026

Never any issues, super secure, excellent customer s...

Never any issues, super secure, excellent customer service! Preferred method of payment for me, no doubt! Reviewed on: 15th June 2026

Reassurance

Easy to use safe to use gives reassurance , I just wish more people would use it when you explain the benefits Reviewed on: 15th June 2026

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