Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 91,411 reviews, last reviewed 1st May 2026
1874600% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Confidence when shopping on line Convenient, straightforward, safe to use, uncomplicated and great customer service. I feel confident when purchasing on line when I use PayPal Reviewed on: 1st May 2026
Jacqueline C's avatar
Jacqueline C

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91412)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Most comfortable money platform.

5
Most comfortable money platform. Helped me on many occasions. Reviewed on: 24th April 2026

So good and convenient to use.

4
So good and convenient to use. I really enjoy using PayPal for my shopping and travelling experiences. Reviewed on: 24th April 2026

Flexibility and Convenience.

5
Available to use a most locations and allows you to spread the cost of larger payments. Reviewed on: 24th April 2026

Paypal is good .

5
Paypal is good for a secure payment. I use paypal to pay for anything online ad i know they payment is protected Reviewed on: 24th April 2026

good service

5
Good service easy to use and manage transactions Reviewed on: 24th April 2026

Always pay the pay in 3’s on time.

5
Always pay the pay in 3’s on time. Fast transfer times Reviewed on: 24th April 2026

I like to use PayPal to pay...

4
I like to use PayPal to pay. It gives me confidence in case any problem with a transaction... but statements are confusing and difficult to follow and most important... the time they take to process a payment (in order to reduce your debt) is too long... I really hope they improve this... apparently of this; I'm happy with service. Reviewed on: 24th April 2026

Statements and interest and formats for transactions...

2
Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

I love the his service, always no problem

5
I love the his service, always no problem Reviewed on: 24th April 2026

Always there when needed.

5
Always there when needed. Life saver my friend for life Reviewed on: 24th April 2026