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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,407 reviews, last reviewed 23rd Apr 2026
2915900% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good just could do with a number to speak to a... Very good just could do with a number to speak to a person rather than all bots and messaging all the time Reviewed on: 23rd April 2026
Paul Rumbelow's avatar
Paul Rumbelow

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82407)

Linda 58

5
Pay Pal does exactly what it says on the tin Reviewed on: 2nd June 2024
Linda M's avatar
Linda M

5 star service

5
Pay pal credit has been good to have available on many sites and is good to have the pay in three options which I have used for both personal and business use. I would definitely recommend having pay pal credit to friends and family. Reviewed on: 2nd June 2024
Emma A's avatar
Emma A

PayPal Credit has helped me time and again buy my dr...

5
PayPal Credit has helped me time and again buy my dream items when I haven't had the cash. Their APR is very competitive, with some items even having a zero percent APR! Totally great service! Reviewed on: 2nd June 2024
Robert Simpson's avatar
Robert Simpson

Brilliant

5
Really good to have the option of 4 months interest free on purchases over £100 Reviewed on: 2nd June 2024
Monz's avatar
Monz

Very easy to use, my preferred method for trusted pa...

5
Very easy to use, my preferred method for trusted payments Reviewed on: 2nd June 2024
Mek's avatar
Mek

Easy to use

5
Easy to use and keep up with great way build credit score. Reviewed on: 2nd June 2024
Holly's avatar
Holly

PayPal - a World leader in credit

5
Fantastic, easy & hassle free way, to either pay for goods & services, plus send money to family & friends. Reviewed on: 2nd June 2024
Phillip Dolphin's avatar
Phillip Dolphin

Seamless customer experience, efficient process, com...

5
Seamless customer experience, efficient process, competitive rate. App extremely easy to use. Couldn’t ask for more! Reviewed on: 2nd June 2024
KS's avatar
KS

Allows me to spread costs when required.

5
Allows me to spread costs when required. Also provides additional protection for online purchases Reviewed on: 2nd June 2024
Albert's avatar
Albert

Only had problem once and was sorted out fast and pr...

5
Only had problem once and was sorted out fast and professionally never had problems bar that Reviewed on: 2nd June 2024
Angel 's avatar
Angel

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