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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149777 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149777)

I love PayPal it’s convenient.

I love PayPal it’s convenient. I joined PayPal when they first came to market and still loyal. I recommend it to everyone I know Reviewed on: 22nd April 2026

Great but would like a feature where you can cap ur...

Great but would like a feature where you can cap ur credit spending Reviewed on: 22nd April 2026

Fast and Reliable

I had an issue with a transactions few times,but PayPal sorted it out quickly and profesionally.I trust them to provide reliable help whenever needed Reviewed on: 22nd April 2026

Great, would definitely recommend!

Great, would definitely recommend! Reviewed on: 22nd April 2026

One of the best lenders to look in to

I've never had issues with the website or app. I don't fell hassled by PayPal, like I do other lenders. Its an easy to use app with great features. I trust paypal with my finances, the credit reviews are well timed and reminders are great. Its easy to pay and PayPal has plenty of options. I'd recommend PayPal over other lenders. Reviewed on: 22nd April 2026

Excellent service with low interest rates compared t...

Excellent service with low interest rates compared to other lenders. Reviewed on: 22nd April 2026

Convenient at it best

Quick transactions, use it almost anywhere in the world for smooth business and transfer Reviewed on: 22nd April 2026

Good over all experience.

Good over all experience. Never had an issue Reviewed on: 22nd April 2026

PayPal credit made it easy for me to get my new phon...

PayPal credit made it easy for me to get my new phone at a very low price as I'd found an amazing deal but didn't have the cash just yet. 4 months no interest is really helpful as now I can spread my costs and not feel any interest Reviewed on: 22nd April 2026

PayPal & PayPal Credit review.

I use PayPal and PayPal Credit often for purchases. I have had precious disputes with companies/products and PayPal have helped to resolve any issues. Reviewed on: 22nd April 2026

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