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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149727 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149727)

PayPal(plus) is fantastic

PayPal+ is fantastic and never had an issue with the customer service. Reviewed on: 22nd April 2026

Good initial rates and a steady climb to the large i...

Good initial rates and a steady climb to the large interest rates Reviewed on: 22nd April 2026

Outstanding customer service

Great customer service hassle free Reviewed on: 22nd April 2026

PayPal has the best services and u pay interest free...

PayPal has the best services and u pay interest free instalments. Reviewed on: 22nd April 2026

Never had any problems with PayPal

Never had any problems with PayPal Reviewed on: 22nd April 2026

. Happy customer

I have never had any problems with PayPal.Customer service has always been very helpful .I had a problem and it was fixed very quickly Reviewed on: 22nd April 2026

Spreading the cost

Able to buy something you like that can manage to pay in 3 parts. Reviewed on: 22nd April 2026

Easy to use for nearly all purchases.

Easy to use for nearly all purchases. Down load the app. Payments taken monthly from the comfort of your armchair Reviewed on: 22nd April 2026

Helps me

I use PayPay for years, help me when I needed the most, which I liked and often relayed on it. Reviewed on: 22nd April 2026

The 4 months interest free is very helpful

The 4 months interest free is very helpful Reviewed on: 22nd April 2026

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