Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149655 reviews)

View other PayPal products

4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (149656)

Safe hands

Have been using PayPal over 20 years,I know I’m safe with monies with them Reviewed on: 22nd April 2026

convenient

Really convenient service to use. Reviewed on: 22nd April 2026

Spot on service

Easy to use,customer service once you get a human is spot on Reviewed on: 22nd April 2026

Used PayPal for years,only got better.

Have used paypal for quite a few years,its only got better from way back,and easier to use,even for an old codger like me(76),Have always found any problems that Ive had,always been resolved to my satisfaction.I always prefer to pay by paypal,because I have always felt safe using it in preference to using my credit cards.Keep up the great work in helping me,looking after my finances. Reviewed on: 22nd April 2026

i have been using paypal for 2 years now and service...

i have been using paypal for 2 years now and services were/are excellent i have no concerns at all.it came through for me when my finances were down, Reviewed on: 22nd April 2026

Always been available when I needed them

Always been available when I needed them Reviewed on: 22nd April 2026

I use PayPal as my primary means of online payment.

I use PayPal as my primary means of online payment. Reviewed on: 22nd April 2026

Very good.

Very good. Decent interest rates. Reviewed on: 22nd April 2026

Over a decade membership..

I have been with PayPal for over a decade and it have been secure and proper place to support any disputes Reviewed on: 22nd April 2026

Always sorted any issue quickly, good security guard...

Always sorted any issue quickly, good security guards and feel confident when using for purchase Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 80387 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub