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PayPal: PayPal Credit reviews

4.90
Based on 82,657 reviews, last reviewed 23rd Apr 2026
2938500% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very convenient way to use, good start balance Very convenient way to use, good start balance Reviewed on: 23rd April 2026
Maksim V's avatar
Maksim V

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82657)

Fabulous Customer Service

5
Fabulous customer service...... couldn't fault it.....would recommend to all Reviewed on: 2nd June 2024

Not a enough experience for a review

4
Not a enough experience for a review Reviewed on: 2nd June 2024

Love the pay in 3 and credit time for larger purchas...

5
Love the pay in 3 and credit time for larger purchases - all communication is clear and concise and when things go wrong customer service has been excellent. It’s easy to use and very convenient and prefer to use instead of credit card. Reviewed on: 2nd June 2024

Paypal credit is a no brainer

5
Just so simple to use for purchases that might not be an ideal 1 time expenditure. Spreading the cost at 0% interest is fantastic Reviewed on: 2nd June 2024

It is simple and effective.

5
It is simple and effective. I used this and would like to use again Reviewed on: 2nd June 2024

I have found all areas of my PayPal experience easy,...

5
I have found all areas of my PayPal experience easy,simple to understand and excellent with the credit side too. Reviewed on: 2nd June 2024

Always had a great experience with pay pal knowing t...

5
Always had a great experience with pay pal knowing that payment protection is put first! Multiple ways to contact if ever a problem, great stuff! Reviewed on: 2nd June 2024

Fantastic would recommend highly

5
I couldnt do without paypal they are so flexible and tge customers best interests are at heart Reviewed on: 2nd June 2024

I love it

5
I love paypal credit use it all the time Reviewed on: 2nd June 2024

PayPal for all your financial needs

5
I have been with PayPal for many years and they have supported my financial needs and helped me sort out some financial difficulties when I have purchased items and things have not gone as planned. They are my number one credit go too as they are so reliable. Reviewed on: 2nd June 2024

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Help others make smarter decisions by sharing your own experience. Write a review