Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 149,327 reviews, last reviewed 5th Jul 2026
4477% increase in 5 star reviews
in the past 90 days
4317% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026
Ali A's avatar
Ali A

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149528)

Paypal is great for retailers

5
Paypal are always happy to help and always fine a way if in problems Reviewed on: 22nd April 2026

Money Talks

5
Always so happy to have this account to help ease us when we need to borrow and use the funds available to support spending when we need to. Reviewed on: 22nd April 2026

Great job

5
Great customer service care taken to protect my details Reviewed on: 22nd April 2026

Great 0% interest rates in multiple stores

5
Great 0% interest rates in multiple stores Reviewed on: 22nd April 2026

Best payment service ever

5
Always satisfied with the quality of service Reviewed on: 22nd April 2026

PayPal is a protective way of making purchases, not...

5
PayPal is a protective way of making purchases, not only is it protective but there are many ways you can pay for items using PayPal which is very useful Reviewed on: 22nd April 2026

Easy brilliantly good.

5
It's easy and safe in my opinion. Reviewed on: 22nd April 2026

Good service easy to navigate ,i use paypal regularl...

5
Good service easy to navigate ,i use paypal regularly as an easy method and safe payment Reviewed on: 22nd April 2026

Very easy to use and good service.

5
Very easy to use and good service. Reliable company with customer safety at heart. Reviewed on: 22nd April 2026

Great all rounder

5
User friendly with a great app where everything re your account can be easily managed. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 80213 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3760 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products