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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82773 reviews)

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4.90

Based on 82,773 reviews, last reviewed 23rd Apr 2026

2948900% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Well organised app and easy to make payments but I f... Well organised app and easy to make payments but I feel the interests rates are too high Reviewed on: 23rd April 2026

Latest lowest rating:

2

Low credit limit no control over it Low credit limit no control over it Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82773)

Flawlesss experience on the app and very easy to use...

Flawlesss experience on the app and very easy to use PayPal credit when checking out shopping Reviewed on: 2nd June 2024

Highly recommend

PayPal is very user friendly and convenient, highly highly recommend. Reviewed on: 2nd June 2024

It’s nice to spread the cost and knowing it’s safe t...

It’s nice to spread the cost and knowing it’s safe to use PayPal with all the scams about. Reviewed on: 2nd June 2024

PayPal makes buying online safer and the 4 months 0%...

PayPal makes buying online safer and the 4 months 0% is a bonus. Reviewed on: 2nd June 2024

Very handy and excellent deal

Very handy and excellent deal in comparison to the market Reviewed on: 2nd June 2024

Paypal Credit is Empowering

Using Paypal Credit allows me to budget to pay for items, giving me flexibility. I feel empowered using this credit. The online app gives me peace of mind as I can see what I owe. Reviewed on: 2nd June 2024

Paypal is an excellent service

always been able to use paypal with ease, however when scheduling payments i would like my money to move straight away but have to wait a while. Always protected payments when buying things from private sellers Reviewed on: 2nd June 2024

4 Months interest free is brilliant

I've found PayPal credit really easy to use and 4 months interest free is brilliant enabling me to buy those more expensive things over a bit more times and not being charged silly interest Reviewed on: 2nd June 2024

Perfect.

Perfect. It’s been nothing but reliable all the time :) recommended Reviewed on: 2nd June 2024

Easy to use, absolutely no issues

Easy to use, absolutely no issues Reviewed on: 2nd June 2024

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