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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,897 reviews, last reviewed 23rd Apr 2026
2960600% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and repay. Easy to use and repay. Well established system and can be easily managed. Reviewed on: 23rd April 2026
Nerijus A's avatar
Nerijus A

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82897)

I am very satisfied and glad that I can always count...

5
I am very satisfied and glad that I can always count on financial support Reviewed on: 2nd June 2024
Jolanta S's avatar
Jolanta S

Recommend PayPal

4
I have PayPal for a few years now, and I find very helpful to help financial purchases etc, with flexible plans. So very pleased with it. Reviewed on: 2nd June 2024
Andre M's avatar
Andre M

Absolutely fantastic, it makes my life a lot simpler...

5
Absolutely fantastic, it makes my life a lot simpler to buy things, not to worry about debt, PayPal is the best. Reviewed on: 2nd June 2024
Brenda Marsden 's avatar
Brenda Marsden

Perfect service

5
They have always been very helpful, I got hacked last year and PayPal refunded the entire amount within days with no problems Reviewed on: 2nd June 2024
Josh French's avatar
Josh French

Great way to pay for items over a period of...

5
Great way to pay for items over a period of time Reviewed on: 2nd June 2024
Mike Mccormack's avatar
Mike Mccormack

Being able to afford luxury items a lot soon...

5
I have been able to afford ‘luxury’ items a lot sooner than I would have been able to have them. By ‘luxury’ I just mean above the basic life essentials in this cost of living crisis. I feel like I can treat myself a little, within my means. Reviewed on: 2nd June 2024
Sophie k's avatar
Sophie k

Easy to use, but keep a close eye on the interest

5
PayPal Credit is easy to use, but keep an eye on the promotional periods as usually it is interest free for only 4 months and some purchases will start accruing interest immediately. Reviewed on: 2nd June 2024
A O's avatar
A O

The best digital payment there is

5
Always available and great interest free deals Reviewed on: 2nd June 2024
Andrew h's avatar
Andrew h

Paypal is very flexible and dependable.

5
Paypal is very flexible and dependable. They offer support and advice when required with great customer service. Reviewed on: 2nd June 2024
Derek Dignam's avatar
Derek Dignam

PayPal provide excellent service I have used a lot

5
PayPal provide excellent service I have used a lot Reviewed on: 2nd June 2024
Sohail z's avatar
Sohail z

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