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PayPal: PayPal Credit reviews

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4.90
Based on 82,986 reviews, last reviewed 23rd Apr 2026
2968500% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use very happy good site to sell the th... Very easy to use very happy good site to sell the things u don’t need anymore Reviewed on: 23rd April 2026
Andrew Edwards's avatar
Andrew Edwards

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82986)

Reliable, convenient & straightforward service

5
Reliable, convenient & straightforward service Reviewed on: 2nd June 2024
Campinggazza's avatar
Campinggazza

Really easy to pay quickly online and to help spread...

5
Really easy to pay quickly online and to help spread the cost of Christmas and other large value items that you might buy. Reviewed on: 2nd June 2024
Oliver D's avatar
Oliver D

Paypal credit has been extremely useful.

5
Paypal credit has been extremely useful. Its straightforward to use and easy to make payments. Reviewed on: 2nd June 2024
Kate L's avatar
Kate L

Great for payments

5
I use pay in 3 quite a lot…it’s very convenient and helps with purchasing Reviewed on: 2nd June 2024
Runtime's avatar
Runtime

Very easy and clear to understand, makes shopping a...

5
Very easy and clear to understand, makes shopping a breeze. Would use it again! Reviewed on: 2nd June 2024
Ines G's avatar
Ines G

PayPal credit Review

5
PayPal credit is a great alternative to a credit card as it is convenient to use especially online as I have all my payment option on the PayPal app. It’s a great way of organising a payment date in line with payday. I find it easy to use and can track my payment easily. Reviewed on: 2nd June 2024
GSilva's avatar
GSilva

Got credit so all good.

5
Got credit so all good. Can buy whatever I like safely and securely and pay back when I can. Reviewed on: 2nd June 2024
Kyran 's avatar
Kyran

I get the hotel with PayPal credit and it was really...

5
I get the hotel with PayPal credit and it was really easy to use Reviewed on: 2nd June 2024
Hamid F's avatar
Hamid F

It’s really Halp full and great always

5
It’s really Halp full and great always Reviewed on: 2nd June 2024
Salma H's avatar
Salma H

Vcoolery easy to use

5
Very easy to use and very helpful staff when you have to get hold off them Reviewed on: 2nd June 2024
Anthonysnook's avatar
Anthonysnook

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