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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149367 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149367)

Such great ease of use!

Such great ease of use! Always use it as default payment. Handy that it stores different card details which makes it easy if you don’t have the card to hand. Love the fact that your details are safe and secure. Reviewed on: 22nd April 2026

PayPal helps to balance the books!

PayPal is so easy to use and helps me balance my finance with easy payments Reviewed on: 22nd April 2026

Paypal finance has been a lifesaver.

Paypal finance has been a lifesaver, after having to pause work as a PT due to an ongoing eye issue buying the things I need was becoming stressful so when I saw I was eligible I gave it a try which was quick and easy to set up and now whenever I need to make big purchases from now on I will use papal finance. With a great 4 month 0% APR and then 23.9% APR after that I can rest assured thatI can buy and not worry about high extra costs being added to what I owe. For as long as I'm eligible, I will use paypal finance! Reviewed on: 22nd April 2026

Brilliant, I’ve always relied on PayPal for security...

Brilliant, I’ve always relied on PayPal for security and they’ve never let me down. 10/10! Reviewed on: 22nd April 2026

Strong platform

Very helpful when shopping online, Reviewed on: 22nd April 2026

My preferred online payment option

My preferred online payment option Reviewed on: 22nd April 2026

Great experiance, i always can trust that my payment...

Great experiance, i always can trust that my payments are safe online Reviewed on: 22nd April 2026

Greatness within

PayPal is the best and secure love it Reviewed on: 22nd April 2026

Good. Easy to use

Good. Would have been nice to know I could have not done a balance transfer to 0% interest card. But you learn. Easy to use no problems so far Reviewed on: 22nd April 2026

Money is there when you need it!

Money is there when you need it! Pay how you like which is great. Reviewed on: 22nd April 2026

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