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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149357 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149357)

Great service !

Great service !! Easy to use very simple Reviewed on: 22nd April 2026

Using PayPal always feels easy and safe

Using PayPal always feels easy and safe Reviewed on: 22nd April 2026

Always a seamless way to finance my life.

Always a seamless way to finance my life.. Fast,convenient, with outstanding customer service Reviewed on: 22nd April 2026

PayPal my personal preference!

I have been using PayPal for over 15 years now. They are my first choice to purchase and for credit. Thank you! Returns are easy, buying quick and hassle free. I have had a couple of disputes resolved without any stress. Good job PayPal, look forward to dealing with you in the future! Reviewed on: 22nd April 2026

Easy to talk to and will try there best to try and s...

Easy to talk to and will try there best to try and sort out any issues Reviewed on: 22nd April 2026

Pay easy with PayPal

It is easy and secure to pay for any online purchases. PayPal always put customers first whenever they's a refund dispute between the merchant and buyer Reviewed on: 22nd April 2026

Great service and clear terms

I’ve received great service and clear terms from PayPal from start to finish when using the service. A lot quicker and easier to sign up to than other credit providers too, and it all linked through my existing account Reviewed on: 22nd April 2026

Very effective way to purchase.

Very effective way to purchase. Most places I buy from have a PayPal option and it feels like a secure way to pay Reviewed on: 22nd April 2026

Easy provider

Have never had to complain and all my transactions work seamlessly Reviewed on: 22nd April 2026

Great app easy to navigate and good customer service

Great app easy to navigate and good customer service Reviewed on: 22nd April 2026

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