Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 83,073 reviews, last reviewed 23rd Apr 2026
2976500% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have used PayPal for years and always feel safer whe... Have used PayPal for years and always feel safer when a website lets you use PayPal. Reviewed on: 23rd April 2026
AR's avatar
AR

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (83073)

I’ve been using PayPal for over 12 years now and hav...

5
I’ve been using PayPal for over 12 years now and have always been very satisfied with the whole system they have in place and constantly improved on and continuing to do so. Their support is one of the friendliest and always very helpful. The credit system is very useful for online purchases. I will continue using them and being a loyal customer in the future. Can’t recommend it enough! Reviewed on: 3rd June 2024

PayPal is the best and very helpful for our day to...

5
PayPal is the best and very helpful for our day to financial life Reviewed on: 3rd June 2024

Always a great experience with PayPal credit.

5
Always a great experience with PayPal credit. Can’t recommend enough. Customer service is very quick, friendly and helpful when needed and always go above and beyond to help. Reviewed on: 3rd June 2024

Very good and easy to use.

5
Very good and easy to use. Customer service is always good and quick and brilliant Reviewed on: 3rd June 2024

I have one complain.

5
I have one complain. I set up payment before but it refused my payment so my payment got delayed and they charged me for £12. Reviewed on: 3rd June 2024

Excellent service

5
Excellent service been using PayPal for years Reviewed on: 3rd June 2024

Very good save your monry

5
Excellant service protect your money Reviewed on: 3rd June 2024

Very good service would definitely recommend to oth...

5
Very good service would definitely recommend to others Reviewed on: 3rd June 2024

Good to use this app

5
Fabulous experience sending and receiving money Reviewed on: 3rd June 2024

good experience.

5
good experience. allows to pay whenever and gives a good amount of time to pay off Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 38094 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
    View all products