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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149332 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149332)

unhelpful staff

staff are not helpful when wanting to reduce my credit limit Reviewed on: 22nd April 2026

Makes life a little easier

Always friendly customer service and makes my money more accessible. Reviewed on: 22nd April 2026

I use PayPal for security.

I use PayPal more than any other way to pay for purchases. I feel safer using PayPal, especially when buying for the first time. Quick and easy to use. Reviewed on: 22nd April 2026

Excellent choice of paying interest free over 4 mont...

Excellent choice of paying interest free over 4 months, helps me a great deal when making larger purchases. Reviewed on: 22nd April 2026

Best payment app and love PayPal credit

Best payment app and love PayPal credit Reviewed on: 22nd April 2026

I am liking the new PayPal services

I am liking the new PayPal services Reviewed on: 22nd April 2026

PayPal is Brilliant

When ever I needed the help PayPal always been there to help out with 3 payment way of buying things which is a massive help and support. Reviewed on: 22nd April 2026

Dispute not resolved

I had dispute with seller, PayPal ignored my messages and closed the dispute in favor of the seller. Couple times I reopened dispute but after 12 hours they was closed again. What the point open dispute and didn't ask me for any information and close it again? Reviewed on: 22nd April 2026

Great service

So easy to deal with, great customer service Reviewed on: 22nd April 2026

Been an excellent experience with a great rewards pa...

Been an excellent experience with a great rewards package Reviewed on: 22nd April 2026

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