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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83259 reviews)

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4.90

Based on 83,259 reviews, last reviewed 23rd Apr 2026

2993300% increase in 5 star reviews

in the past 90 days

4300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service Very easy to apply, swift application and authorisation process. I feel safe knowing I can challenge any issues and that payments can be held etc. use... Read more Reviewed on: 23rd April 2026

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83259)

PayPal credit card.

Used all the time of PayPal credit and for part of fly company are longer %APR. Reviewed on: 3rd June 2024

Very good never had any problems.

Very good never had any problems. Always there when you want them systems are are excellent. Thank you Reviewed on: 3rd June 2024

Best of the best PayPal Credit

First i want to thank you for everything, for me it's much better than others banck credit, so I'm very happy to have it paypal credit! Reviewed on: 3rd June 2024

It’s great having PayPal you can pay knowing it’s al...

It’s great having PayPal you can pay knowing it’s all safe and PayPal credit helps you spread the cost Reviewed on: 3rd June 2024

Good servixe

Great service happy with everything Reviewed on: 3rd June 2024

Experience is very good.

Experience is very good. I am using PayPal from years. It is more safe than using bank cards. Reviewed on: 3rd June 2024

Very easy to use via the app.

Very easy to use via the app. The choice of terms is really useful. Buy in 3 differed or 12 months credit. Reviewed on: 3rd June 2024

Very flexible and easy to understand!

Great flexibility for payments especially with credit, I have made a few bug purchases with credit and never had a problem would recommend to friends and family. Reviewed on: 3rd June 2024

I do like 3 months credit free, give me a lots time...

I do like 3 months credit free, give me a lots time to sort my problem Reviewed on: 3rd June 2024

Tracey S

No Matter what my issue was it always got sorted straight away very pleased with PayPal Reviewed on: 3rd June 2024

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