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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149244)

Go Paypal

5
they've always addressed all of my issues in a timely manner, with good quality staff members I can actually understand without asking them to repeat themselves 2 to 3 times Reviewed on: 22nd April 2026

It was good and straightforward, easy to use and nav...

5
It was good and straightforward, easy to use and navigate Reviewed on: 22nd April 2026

All works perfectly fine no problem

5
All works perfectly fine no problem Reviewed on: 22nd April 2026

Easy to set up and manage very simple

5
Easy to set up and manage a great tool to manage and budget Reviewed on: 22nd April 2026

I love PayPal credit, it is easy to use and understa...

5
I love PayPal credit, it is easy to use and understand it really helps me able to afford things I need in the current economic climate Reviewed on: 22nd April 2026

All the years I have used PayPal is the excellent si...

5
All the years I have used PayPal is the excellent site I have ever used everything is good, if I don’t get what I paid for my money is refunded in time and no one can scam me while using PayPal. When am buying something and they don’t use PayPal I DO NOT buy it. Reviewed on: 22nd April 2026

Fantastic service, always responsive and supportive

5
Fantastic service, always responsive and supportive Reviewed on: 22nd April 2026

Is good.

5
Is good. Like the PayPal credit for payment. Makes it easy Reviewed on: 22nd April 2026

Great service

5
Always there when I need it, I find the pay in 4 service with 0% interest really useful! Reviewed on: 22nd April 2026

Payments always guaranteed and trusted by many selle...

5
Payments always guaranteed and trusted by many sellers and individuals Reviewed on: 22nd April 2026

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