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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83360 reviews)

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4.90

Based on 83,360 reviews, last reviewed 23rd Apr 2026

3003200% increase in 5 star reviews

in the past 90 days

4300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I like using PayPal Credit whenever I need it. I like using PayPal Credit whenever I need it. One big advantage is that there are no fees, at least in my experience. You can pay it off when you can... Read more Reviewed on: 23rd April 2026

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83360)

I love PayPal been using for over two years and if m...

I love PayPal been using for over two years and if makes online purchases so much easier for me Reviewed on: 3rd June 2024

Spreads the cost.

PayPal Credit makes more expensive transactions affordable through paying across 4 months interest free. This means booking holidays is easier on the pocket over time. Spreading the cost this way helps me manage my money. Reviewed on: 3rd June 2024

I’ve used it for a few years now

I’ve used it for a few years now , convenient and handy to use via the app , notification and emails help you stay on top of the game plus customer service is helpful Reviewed on: 3rd June 2024

I AM A PAYPAL CUSTOMER FOR MANY YEARS AND HAVE EXPER...

I AM A PAYPAL CUSTOMER FOR MANY YEARS AND HAVE EXPERIENCED A GOOD AND RELIABLE SERVICE AND IS VERY TRUSTED AND SECURED AND HELPS YOU TO BUY PRODUTS WITH PAYPAL CCOUNT AS THEY OFFER A WIDE RANGE OF SERVICES. Reviewed on: 3rd June 2024

PayPal has never let me down

PayPal has never let me down I use PayPal credit all the time to spread payments Reviewed on: 3rd June 2024

Very convenient

Very convenient, easy to use when needed. Reviewed on: 3rd June 2024

Easy to use app

Haven’t had to personally deal with customer service as been able to do all I need through the app with no concerns Reviewed on: 3rd June 2024

great company

I’ve had no problems with PayPal It’s a great company Reviewed on: 3rd June 2024

Great service and convenient

Great service and convenient quick updates and any issues are resolved promptly with peace of mind Reviewed on: 3rd June 2024

Easy to use & very clear and precise.

Easy to use & very clear and precise. Reviewed on: 3rd June 2024

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