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PayPal: PayPal Credit reviews

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4.90
Based on 83,422 reviews, last reviewed 24th Apr 2026
3008900% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

easy way to shop It’s such an easy way to shop and the facility to pay over 3 or 4 months makes shopping easy Reviewed on: 24th April 2026
Cath webb's avatar
Cath webb

Latest lowest rating:

2

PayPal credit is great where it's accepted. BUT PayPal credit is great where it's accepted, but if you try and use the card somewhere it’s not…. well, just don’t do it on anything you really want. Y... Read more Reviewed on: 23rd April 2026
MattL's avatar
MattL
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83422)

Excellent service!

5
Excellent service, problems with payments get sorted quick Reviewed on: 3rd June 2024
Peter S's avatar
Peter S

I like how easy it is to pay and spread costs but I...

5
I like how easy it is to pay and spread costs but I don’t like how on the app your cannot see when a payment has been made or reduced from your final balance. I also do not like when refunds are done that it does not come out of the original payment made it just goes to the overall balance Reviewed on: 3rd June 2024
Savannah's avatar
Savannah

Always an easy process checking out with paypal!

5
Always an easy process checking out with paypal! Great customer service and easy to follow app Reviewed on: 3rd June 2024
Bernadette R's avatar
Bernadette R

Great customer service and app is easy to use

5
Great customer service and app is easy to use Reviewed on: 3rd June 2024
Dhillan 's avatar
Dhillan

It’s easy to use - I find it quick and efficient for...

5
It’s easy to use - I find it quick and efficient for what I need Reviewed on: 3rd June 2024
Sabrina G's avatar
Sabrina G

Paypal are very quick to help when it's need ed

5
Paypal are very quick to help when it's need ed Reviewed on: 3rd June 2024
Sharon 's avatar
Sharon

PayPal is a good secure way to pay for your...

5
PayPal is a good secure way to pay for your purchases Reviewed on: 3rd June 2024
Pamela Heywood 's avatar
Pamela Heywood

Flawless, easy to use.

5
Flawless, easy to use. Always a trusted payment method. Reviewed on: 3rd June 2024
Colin G's avatar
Colin G

Great app

5
I have never had a problem, communication is great and easy to access on the app. Reviewed on: 3rd June 2024
Toni B's avatar
Toni B

Easy to manage spending, depends on shop no extra cost!

5
Easy to manage spending, depends on shop no extra cost! Reviewed on: 3rd June 2024
Ceyhan A's avatar
Ceyhan A

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