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PayPal: PayPal Credit reviews

4.90
Based on 83,479 reviews, last reviewed 24th Apr 2026
3013700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Laptop purchase Bought my Laptop through PayPal. Paid it over the year with very little interest. Reviewed on: 24th April 2026
Grant G's avatar
Grant G

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83479)

Great to deal with and an easy process when paying w...

5
Great to deal with and an easy process when paying with PayPal Reviewed on: 3rd June 2024

Quick and convenient and easy to use money at finger...

5
Quick and convenient and easy to use money at finger tips and able to afford things spreading payments Reviewed on: 3rd June 2024

Very trusted, and get money back when required

5
Very trusted, and get money back when required Reviewed on: 3rd June 2024

The 0% APR for the first four months provides a valu...

5
The 0% APR for the first four months provides a valuable interest-free period to pay off purchases. This can help manage cash flow and avoid immediate interest charges on new purchases. Reviewed on: 3rd June 2024

Easy & reliable

5
Always really easy to use and customer service have been great when I’ve needed them Reviewed on: 3rd June 2024

i regularly use PayPal and PayPal credit.

5
i regularly use PayPal and PayPal credit, it gives me the flexibility for larger purchases and the security of buying online knowing that everything is covered. Reviewed on: 3rd June 2024

Swift transaction online.

5
Swift transaction online. Easy and safe online shopping with lots of payment options Reviewed on: 3rd June 2024

Easy to use

5
Easy to use app - credit option allows easy monthly payments on websites that don't offer credit options themselves. Reviewed on: 3rd June 2024

It’s so easy to use and really helpful.

5
It’s so easy to use and really helpful. Reviewed on: 3rd June 2024

Paypal is an excellent app to use.

5
Paypal is an excellent app to use. I pay for most of my online payments via their app. All payments are dealt with swiftly and on the rare occasion I’ve had to contact customer service I found they are prompt and always treat customers queries with priority. Reviewed on: 3rd June 2024

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