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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149172)

Easy to setup and easy to use.

5
Easy to setup and easy to use. I’ve never struggled with anything. It’s all really straightforward and simple. Reviewed on: 22nd April 2026

I am usually able to get the answer to any query on...

5
I am usually able to get the answer to any query on the website. If I do have to contact customer services, I find the service. prompt, efficient and polite Reviewed on: 22nd April 2026

PAY PAL makes shopping pleasant, smooth and easy tra...

5
PAY PAL makes shopping pleasant, smooth and easy transactions Reviewed on: 22nd April 2026

Have had the paypal account/app for more than 10 yea...

5
Have had the paypal account/app for more than 10 years and never had a problem. Efficient and easy to use Reviewed on: 22nd April 2026

A brilliant service and always fights your corner if...

5
A brilliant service and always fights your corner if products don’t arrive they do all the work for you Reviewed on: 22nd April 2026

Very easy to use aways available and the pay in 3 is...

5
Very easy to use aways available and the pay in 3 is great to use when buying expensive items Reviewed on: 22nd April 2026

Always promptly deal and solve any issues

5
Always promptly deal and solve any issues Reviewed on: 22nd April 2026

Easy to use All issues dealt with efficiently.

5
Easy to use All issues dealt with efficiently. Reviewed on: 22nd April 2026

I’ve been using PayPal for years now and the experie...

5
I’ve been using PayPal for years now and the experience is amazing, the customer service is top notch as well. I never get worried on the security of money. Reviewed on: 22nd April 2026

Brilliant customer service support when needed.

5
Brilliant customer service support when needed. Reviewed on: 22nd April 2026

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