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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149133 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149133)

I use PayPal for most of my online shopping.

I use PayPal for most of my online shopping. It is very easy to use. I occasionally use the pay in 3 option which gives me a greater flexibility for larger purchases. Reviewed on: 22nd April 2026

Quick easy and efficient.

It has always been, quick easy and efficient. Excellent customer service if anything goes wrong too. Reviewed on: 22nd April 2026

Very easy and reliable.

Very easy and reliable. I would highly recommend it. Reviewed on: 22nd April 2026

Always had a good experience when talking to an agen...

Always had a good experience when talking to an agent what more can one say our agents are always polite friendly and helpful Reviewed on: 22nd April 2026

Easy to manage the app, Paypal credit and the pay in...

Easy to manage the app, Paypal credit and the pay in 3 come in very handy Reviewed on: 22nd April 2026

PayPal’s my payment pal!

I get a better interest rate than on my credit card. Options like pay in 3 make it easy to spread the cost over time. Rewards scheme is brilliant Reviewed on: 22nd April 2026

I always have splendid experience whenever O use Pay...

I always have splendid experience whenever O use PayPal. Each transaction is always seamless and s3cure. My primary means of payment is PayPal and PayPal credit card Reviewed on: 22nd April 2026

I have been with Paypal for years.

I have been with Paypal for years. So far I have no problems. Thank you PayPal Reviewed on: 22nd April 2026

Good for helpin money

Good for helpin money for troubles Reviewed on: 22nd April 2026

Convenient and easy to use, with enough options for...

Convenient and easy to use, with enough options for payments and possibilities to stretch payments Reviewed on: 22nd April 2026

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