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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,521 reviews, last reviewed 24th Apr 2026
3017700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, PayPal accepted broadly on products and... Easy to use, PayPal accepted broadly on products and options for payments available. This has dramatically helped me to buy larger priced items I cann... Read more Reviewed on: 24th April 2026
Mellissa G's avatar
Mellissa G

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83521)

5 Star service

5
Always available when you need it, great customer service Reviewed on: 3rd June 2024
Beverley C's avatar
Beverley C

Excellent service and easy to use at alm times.

4
Excellent service and easy to use at alm times. Reviewed on: 3rd June 2024
Ben H's avatar
Ben H

Simple and easy

5
Paypal is simple to use and the credit just works without much thinking. I do enjoy using it and the interest rate doesn't break the bank every month which I highly appreciate. I like the options I have when making a purchase so I'm not limited to just "pay with credit" or "pay by card" I do like the options. Reviewed on: 3rd June 2024
Jordan's avatar
Jordan

Paypal credit

5
I have had a good experience with paypal credit Reviewed on: 3rd June 2024
Natalie 's avatar
Natalie

Good company with excellent customer service.

5
Good company with excellent customer service. Very happy with them Reviewed on: 3rd June 2024
Sana Ullah's avatar
Sana Ullah

My email address was hacked, paupal helped me change...

5
My email address was hacked, paupal helped me change my email and password quickly Reviewed on: 3rd June 2024
A W's avatar
A W

Quality service

5
I’ve been using credit for years and has really helped me get things I want without taking my bank balance to nothing but allowing me to slowly pay off items. Also it had helped build up my credit score massively so I’m really happy with this service. Reviewed on: 3rd June 2024
James 's avatar
James

Happy Customer

5
Never really had any real problems and pretty happy with services PayPal have provided over the years Reviewed on: 3rd June 2024
Gary B's avatar
Gary B

Any issues and PayPal will deal with it promptly!

5
Any issues and PayPal will deal with it promptly! Reviewed on: 3rd June 2024
Sandra F's avatar
Sandra F

Good credit limits and fair interest rates.

5
Good credit limits and fair interest rates. Also good to have 4 months interest free on £100+ purchases. Reviewed on: 3rd June 2024
Lee m's avatar
Lee m

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