Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149100)

By Far the Best!

5
Ive been with paypal for many years now,and i find it the best way to spend.its safe,and very flexible.Highly recommend them.***** Reviewed on: 22nd April 2026

I can’t trust anything else more than PayPal .

5
I can’t trust anything else more than PayPal . Reviewed on: 22nd April 2026

PayPal is the easiest way to manage payments in a sa...

5
PayPal is the easiest way to manage payments in a safe and secure way. They have made significant strides in making their service more efficient and usable for the average person. Reviewed on: 22nd April 2026

Excellent method!

5
Excellent method! fast and efficient Reviewed on: 22nd April 2026

Appreciate the flexibility and access to financial t...

5
Appreciate the flexibility and access to financial tools via Paypal - never had a problem with them. Reviewed on: 22nd April 2026

I have used PayPal for years and I have always found...

5
I have used PayPal for years and I have always found it to be hassle free way to purchase goods and very convenient takes all the worry away from buying things on line Reviewed on: 22nd April 2026

Wzor the best

5
Good service and recommend for everyone Reviewed on: 22nd April 2026

Easy to use simple to pay Customer service is great

5
Easy to use simple to pay Customer service is great Reviewed on: 22nd April 2026

Accounts runs smooth, any issues dealt with fast.

5
When issues have arrived they have been dealt with fairly and promptly. It’s helped with the credit when I’ve needed things for the children last minute and able to get pay 3 or credit. Easy to set up direct debits. Reviewed on: 22nd April 2026

Great financial partner

5
Paypal has been supporting my financial activities for many years now. It is convenient, fast and I find, very transparent when it comes to rates, etc. I use it on my phone, I have the PayPal card and I have a business account as well. Al in all it worked great. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 79897 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products