Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83607 reviews)

View other PayPal products

4.90

Based on 83,607 reviews, last reviewed 24th Apr 2026

3026100% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent Excellent for credit if buying a large cost item Reviewed on: 24th April 2026

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (83607)

Reliable service, enables me to budget purchases mor...

Reliable service, enables me to budget purchases more easily. Reviewed on: 3rd June 2024

It has helped in providing an interest free option f...

It has helped in providing an interest free option for a rainy day Reviewed on: 3rd June 2024

Smooth experience all through .

Smooth experience all through . Customer service is great and value for money too. Reviewed on: 3rd June 2024

Very useful and easy to use.

Very useful and easy to use. I find it easy to budget for small and big purchases. Reviewed on: 3rd June 2024

Always loved this!

Always loved this! Paypal are amazing. So helpful and there when you need them, easy transactions and tracking. Thank you Reviewed on: 3rd June 2024

Ease of use and access, very responsive.

Ease of use and access, very responsive. Reviewed on: 3rd June 2024

Always had a good experience when contacting PayPal.

Always had a good experience when contacting PayPal. Issues resolved very quickly. App works well no issues. Reviewed on: 3rd June 2024

Easy, fast payments.

Easy, fast payments. Feel safer using this service Reviewed on: 3rd June 2024

PayPal is the best

The best experience ever. I have been using PayPal for over 10years and PayPal credit over 5years. I have no complains at all. Reviewed on: 3rd June 2024

Really like the 0% 4 month option to spread payments...

Really like the 0% 4 month option to spread payments out. Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38329 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub