Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149050 reviews)

View other PayPal products

4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (149050)

I find it easy to you and very helpful.

I find it easy to you and very helpful. Reviewed on: 22nd April 2026

Great way to purchase my more expensive items.

Great way to purchase my more expensive items... Reviewed on: 22nd April 2026

It’s great

Enjoying paypal so far, like the security setups, and now the credit facility as well. Reviewed on: 22nd April 2026

Best Bank very user friendly app

Best Bank very user friendly app Reviewed on: 22nd April 2026

I really value my security against fraudsters.

I really value my security against fraudsters. I bought something online and it turned out to be a scam. PayPal did a great job and refunded my money. Reviewed on: 22nd April 2026

Great service and awesome customer service

Great service and awesome customer service Reviewed on: 22nd April 2026

Happy customer

I’m happy to use PayPal — it’s a great alternative for making payments. Reviewed on: 22nd April 2026

Easy to use

Easy to use however I would make the statement a bit more easy to understand it’s difficult Reviewed on: 22nd April 2026

Paypal. Credit & Plan review

I have used PayPal's 4 month payment holiday to get my glasses reglazed in my updated prescription a one-off cost ideal to spread over a couple of months. I then used their pay in 3 installments to upgrade my home office. Schemes are ideal for smaller retail purchases Reviewed on: 22nd April 2026

Totally brill.

Totally brill...go-to finance gateway Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3759 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79867 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub