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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148988)

Great I do like it , I am using very...

5
Great I do like it , I am using very often Reviewed on: 22nd April 2026

Great way to pay for anything that you buy.

5
Great way to pay for anything that you buy. Reviewed on: 22nd April 2026

Excellent, customer service are brilliant.

5
Excellent, customer service are brilliant. Reviewed on: 22nd April 2026

Best finance option

5
Paypal has been best option to manage finances when buying goods as it offers buy now pay later option. It also has very good customer service. I have been using it for past 15 years. Reviewed on: 22nd April 2026

Easy to use app, simple way to pay

5
Easy to use app, simple way to pay Reviewed on: 22nd April 2026

Never had any issues.

5
Never had any issues. Always helpful to have payment options to help spread costs. Feel save buying online using PayPal Reviewed on: 22nd April 2026

The best of all worlds

5
I use PayPal for all my online purchases when available.Itbiscdafe, efficient, quick and great customer service.It really is a Pal when Pay-ing Reviewed on: 22nd April 2026

Very helpful every calm had always has resolve

4
Very helpful every calm had always has resolve Reviewed on: 22nd April 2026

PayPal has been very useful for me and I don’t feel...

5
PayPal has been very useful for me and I don’t feel any pressure or stress when it comes to using PayPal credit it works well for myself Reviewed on: 22nd April 2026

Ive been using PayPal now for several years.

5
Ive been using PayPal now for several years. Never had any issues and its so easy to set up Reviewed on: 22nd April 2026

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