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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149822 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149822)

Customer support

Have excellent experience, easy to use and credit card help me to fulfill my needs Reviewed on: 22nd April 2026

Everything is all good but setting up direct debit p...

Everything is all good but setting up direct debit proved to be a challenge for me. Reviewed on: 22nd April 2026

reliable

Great customer service. The staff are efficient and friendly. Reviewed on: 22nd April 2026

One of the safest mode of payment all over world...

One of the safest mode of payment all over world Reviewed on: 22nd April 2026

Easy to use, efficient, great to easily send money t...

Easy to use, efficient, great to easily send money to friends and family Reviewed on: 22nd April 2026

Just think it’s an easy way to make quick payments...

Just think it’s an easy way to make quick payments Reviewed on: 22nd April 2026

Flexible , easy to access credit and payment.

I can use the card and finance service anywhere offering reliable and flexible payment. I have not had to use customer support yet so can not vote positive or negative. Being synchronised to PayPal credit means I can use the app to keep track of finances and keep on top of payment., the Benefits also allow me to build points for rewards. Reviewed on: 22nd April 2026

Its easy quick and most importantly safe and...

Its easy quick and most importantly safe and secure Reviewed on: 22nd April 2026

Ease of use

Whenever I need something urgently and don’t have the money yet, it’s there for me to use. Reviewed on: 22nd April 2026

Consistently good

Easy to use, and customer service is good when required. Reviewed on: 22nd April 2026

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