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PayPal: PayPal Credit reviews

4.73
Based on 149,671 reviews, last reviewed 6th Jul 2026
1848% increase in 5 star reviews
in the past 90 days
2510% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026
Keith P's avatar
Keith P

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149862)

Great experience best and safest way to carry out ca...

5
Great experience best and safest way to carry out cash transactions Reviewed on: 22nd April 2026

Good service, clear and concise.

5
Good service, clear and concise. Reviewed on: 22nd April 2026

Value you can trust.

5
It so reliable and money trust always there when needed. Reviewed on: 22nd April 2026

Always come good!

5
I have used PayPal for years, they have always come good for me, i had an issue a few years ago with fraud and they were more than able to solve it for me quickly and efficiently while keeping me calm in a very stressful situation. Reviewed on: 22nd April 2026

Excellent service .

5
Excellent service . Well recommended Reviewed on: 22nd April 2026

Trusted credit with no hidden conditions

5
PayPal credit allows me to buy expensive items without interest costs, you have to set up a schedule to ensure full payment, this is not unique but as their payment platform is global, im dealing with a trusted credit provider with no hidden charges or surprises. Reviewed on: 22nd April 2026

Excellent stuff innit very good innit

4
Excellent stuff innit very good innit Reviewed on: 22nd April 2026

Excellent customer service

5
PayPal have always been excellent when I've had a problem with any transaction, and rectified the issue. Reviewed on: 22nd April 2026

PayPal is good and simple to use

5
PayPal is good and simple to use Reviewed on: 22nd April 2026

Paypal is seamless safe and easy to use, paypal cred...

5
Paypal is seamless safe and easy to use, paypal credit is one of the best out there. Reviewed on: 22nd April 2026

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