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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,285 reviews, last reviewed 23rd Apr 2026
2904700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service are very kind and most of the time,... Customer service are very kind and most of the time, helpful. Reviewed on: 23rd April 2026
Dan's avatar
Dan

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026
MAZIN ABDALLA's avatar
MAZIN ABDALLA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82285)

I love it especially the fact I can make secure purc...

5
I love it especially the fact I can make secure purchases using the Paypal Credit and the higher limit I was given. Reviewed on: 2nd June 2024
Emmanuel S's avatar
Emmanuel S

Love paypal.

5
Love paypal Credit to spread my payments over time. Reviewed on: 2nd June 2024
Ivo M's avatar
Ivo M

PayPal credit is amazing

5
I can use PayPal credit on different platforms so it is quite handy Reviewed on: 2nd June 2024
Waseem S's avatar
Waseem S

Very helpful

5
Handy to be able to use this at many online stores. Reviewed on: 2nd June 2024
E's avatar
E

A flexible partner

5
I find the four months interest free credit very useful. Reviewed on: 2nd June 2024
Bill's avatar
Bill

Been with PayPal for years.

5
Been with PayPal for years. Reliable service and I am happy with them. Reviewed on: 2nd June 2024
Joshua S's avatar
Joshua S

Helpful service

5
I have been with pay pal for many years and it be super helpful with putting things on credit. I have been able to pay for the items in small repayments keeping to a deadline with out hurting my credit rating . Reviewed on: 2nd June 2024
Ellen M's avatar
Ellen M

Good services

5
Fantastic for things like 3 payments helped me out a few times especially Christmas and the 3 months interest free Reviewed on: 2nd June 2024
Paul's avatar
Paul

It was supper easy and convenient to set up and manage.

5
It was supper easy and convenient to set up and manage. I really like the product. I haven't seen comparable credit products on the market. It is so much better than a standard credit card. Reviewed on: 2nd June 2024
Matt M's avatar
Matt M

General good but can improve customer service

5
General good but can improve customer service Reviewed on: 2nd June 2024
vasileios titonis's avatar
vasileios titonis

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