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PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145372)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal has enabled me to build my credit score while...

5
PayPal has enabled me to build my credit score while not leaving me paying off massive minimum payments each month. Their customer service is fantastic and they’re always quick to help and are able to resolve issues quickly with little to no fuss! Reviewed on: 14th June 2026

Easy and good payment options

5
Very easy to use and very good option for payments Reviewed on: 14th June 2026

Always helpful and sort out problems

5
Always helpful and sort out problems Reviewed on: 14th June 2026

I love that I can use it an have time to pay back be...

5
I love that I can use it an have time to pay back before there is interest also love that I can pay what I can afford back Reviewed on: 14th June 2026

PayPal is a great way to spread the cost of larger p...

5
PayPal is a great way to spread the cost of larger purchases especially when money is tight for the month. I love the pay in three method with zero interest and the money comes off my card automatically Reviewed on: 14th June 2026

awesome app

5
its just si easy to use,simple and easy to take payments or transfer money and the other features pay over 3 payments exc are really handi Reviewed on: 14th June 2026

Always the best, customer service

5
Always the best, customer service, connecting them are always fast, every case, problem is solved. Reviewed on: 14th June 2026

So easy to use, digital debit card is amazing

5
So easy to use, digital debit card is amazing Reviewed on: 14th June 2026

Paypal are great, good customer service.

5
Paypal are great, good customer service. Reviewed on: 14th June 2026

Always happy using Paypall trust them to always look...

5
Always happy using Paypall trust them to always look after my business. Reviewed on: 14th June 2026

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