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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (89167 reviews)

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4.91

Based on 89,167 reviews, last reviewed 29th Apr 2026

1770400% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great range of options for paying in various ways. Great range of options for paying in various ways. Reviewed on: 29th April 2026

Latest lowest rating:

2

A very difficult task trying to lower credit limits... A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and expl... Read more Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89167)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Safe & easy way to make purchases

Safe & easy way to make purchases Reviewed on: 23rd April 2026

PayPal, you can always rely on

Whenever I needed help PayPal was always there … I’m using PayPal for over 14 years now and it has never disappointed me Reviewed on: 23rd April 2026

Makes me really comfortable.

Makes me really comfortable. Thanks Reviewed on: 23rd April 2026

Only had a couple of poor experiences

Only had a couple of poor experiences Reviewed on: 23rd April 2026

I’ve had a really great experience with PayPal Credi...

I’ve had a really great experience with PayPal Credit so far. It was super easy to get started, and the whole process didn’t take much time at all. I like how it lets me buy things when I need them and pay later without stressing too much about my budget. The interest-free option on certain purchases is a big plus, especially for bigger items. It just makes everything feel more manageable. I also find the app and website very easy to use—checking my balance and making payments is quick and simple. Overall, it’s been reliable and convenient for me. I haven’t had any major issues, and it’s definitely something I’d recommend if you want a flexible way to manage your spending. Reviewed on: 23rd April 2026

Always great responses and top customer service

Always great responses and top customer service Reviewed on: 23rd April 2026

Great interest rates.

0%Interest if you pay in 4 months. Reviewed on: 23rd April 2026

I have been using PayPal for years excellent service

I have been using PayPal for years excellent service Reviewed on: 23rd April 2026

Great service and simple to use.

Great service and simple to use. Good to be able to spread the cost of a larger spend especially in these more challenging times Reviewed on: 23rd April 2026

There when you need it.

There when you need it. And interest free for 4 months on all new purchases Reviewed on: 23rd April 2026

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