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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99288 reviews)

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4.90

Based on 99,288 reviews, last reviewed 6th May 2026

2236650% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Yeh had paypal credit for about ten years its amazing. Yeh had paypal credit for about ten years its amazing. Things i cant buy, i pay with paypal credit and pay it off when i get payed from work. Reviewed on: 6th May 2026

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99288)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It's very handy & convenient to use

It's very handy & convenient to use the credit options with PayPal Reviewed on: 2nd May 2026

Good service

Never any issues with using PayPal Reviewed on: 2nd May 2026

Satisfied

Paypal provides great services, I'm happy with my account. Reviewed on: 2nd May 2026

PayPal best BNPL

Never had any issues absolutely fantastic service kind polite professional love paying via app Reviewed on: 2nd May 2026

Great company with great perks.

Great company with great perks. Would recommend Reviewed on: 2nd May 2026

Experience with PayPal Credit

PayPal Credit offers convenient flexibility for online purchases and can be useful when taking advantage of promotional interest-free periods. However, it requires careful management, as missed deadlines or unclear repayment terms can lead to high interest charges. Reviewed on: 2nd May 2026

In all the years I have used PayPal

In all the years I have used PayPal I have never had a problem. The once I did have a problem with a payment it was sorted quickly without any dramas. Reviewed on: 2nd May 2026

PayPal credit is a wonderful experience for me and i...

PayPal credit is a wonderful experience for me and is always friendly for me. It helped, helping me and would be helping me in the future. Reviewed on: 2nd May 2026

Love PayPal, really helps for unexpected car parts n...

Love PayPal, really helps for unexpected car parts needed, pay in 3 is really useful Reviewed on: 2nd May 2026

So easy to use.

So easy to use. Gives me peace of mind when unexpected payments are needed Ive got 4 months to pay. I've got the card now too which means I can utilise it more. Great to know I won't be charged which makes everything easier no stress or worries. I would definitely recommend it to friends and family. Knowing that PayPal has you're back is great Reviewed on: 2nd May 2026

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