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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89272 reviews)

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4.90

Based on 89,272 reviews, last reviewed 29th Apr 2026

1775050% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service Excellent service but bit slow with bank transfers for to make the payment. Reviewed on: 29th April 2026

Latest lowest rating:

2

A very difficult task trying to lower credit limits... A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and expl... Read more Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89272)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very good

Very good excellent it's so good Reviewed on: 23rd April 2026

PayPal review

Good, and safe , and always use whenever possible Reviewed on: 23rd April 2026

I have had several problems with my direct debit cau...

I have had several problems with my direct debit causing me major issues with my credit score, very unhappy with that. Reviewed on: 23rd April 2026

Excellent service easy to use online transactions

Excellent service easy to use online transactions Reviewed on: 23rd April 2026

Fast and professional service.

Fast and professional service. Trustworthy and reliable. Always on hand to help with queries and problems Reviewed on: 23rd April 2026

They’ve resolved issue with big companies when they...

They’ve resolved issue with big companies when they failed to deliver on purchased items Reviewed on: 23rd April 2026

Reliable, but Nothing Special

Does the job, but that’s about it. Payments go through reliably most of the time, and it’s widely accepted, which is useful. Beyond that, it doesn’t really stand out. Fees can feel a bit steep, and the interface isn’t anything special. Customer support can be hit or miss depending on the issue. Overall, it’s a convenient option, but there’s nothing particularly impressive about it. Reviewed on: 23rd April 2026

No interest is charged for the three part payment wh...

No interest is charged for the three part payment which I use most of the time Reviewed on: 23rd April 2026

Experience

I have had little experience with PayPal as everything has always run smoothly Reviewed on: 23rd April 2026

Easy to set up online.

Easy to set up online. It's all on the app to see no worries Reviewed on: 23rd April 2026

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