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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146220 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146220)

I love pay for its financial security

I love pay pal because I feel it gives me financial security when buying things Reviewed on: 19th April 2026

Sending money to my family in another country for ju...

Sending money to my family in another country for just £2.99 is just incredible. Feel safe buying with paypall Reviewed on: 19th April 2026

I am first time user.

I am first time user. I am overall satisfied till date. The only point is I would have wanted my credit increased. Reviewed on: 19th April 2026

Pay in 3 is my fave

I love using PayPal for my purchases as I can earn points and have the option of paying in 3 for larger purchases with no interest, great when I’ve just moved house and purchasing decor and furniture Reviewed on: 19th April 2026

PayPal have always been good to me.

PayPal have always been good to me. Nothing but positive experiences. Reviewed on: 19th April 2026

Very convenient

Very convenient - lots of retailers accept this payment method Reviewed on: 19th April 2026

Very happy with PayPal service.

Very happy with PayPal service. Never had to contact customer service, so can’t give score. Reviewed on: 19th April 2026

The safe and easy way to go

Always a safe and convenient way to spend my hard earned money Reviewed on: 19th April 2026

Amazing customer service with easy to understand sta...

Amazing customer service with easy to understand statements. Options at checkout are easy Reviewed on: 19th April 2026

Easy to use and help you easily on your shopping...

Easy to use and help you easily on your shopping Reviewed on: 19th April 2026

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