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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,086 reviews, last reviewed 30th Apr 2026
1813150% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience and customer service Great experience and customer service Reviewed on: 30th April 2026
Claudio Segovia's avatar
Claudio Segovia

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90086)

Convenience is the key

4
Very easy, convenient and I love the experience Reviewed on: 7th June 2024
Corazon 's avatar
Corazon

My experience is that the start limit is too low and...

4
My experience is that the start limit is too low and I have requested for increase in my credit limit but nothing has been done up till now Reviewed on: 7th June 2024
Henry O's avatar
Henry O

Simple, super convenient and...

5
Paypal credit is simple to use, super convenient and always there if I need it 5 stars from me. Reviewed on: 7th June 2024
Colin O's avatar
Colin O

PayPal has helped me in a lot of situations, especia...

5
PayPal has helped me in a lot of situations, especially when I can’t pay the full amount at the time! Reviewed on: 7th June 2024
Gary M's avatar
Gary M

I am with pay pal 10 years never have problems any i...

5
I am with pay pal 10 years never have problems any issue Reviewed on: 7th June 2024
Michael Z's avatar
Michael Z

INTEREST FREE CREDIT IS THE BEST

5
INTEREST FREE CREDIT IS THE BEST 3 OR 4 INTEREST FREE PAYMENTS I USE REGULAR AND I BUY A LOT WITH IT Reviewed on: 7th June 2024
SEAN 's avatar
SEAN

This has been really useful.

5
This has been really useful. When I started I had £400 credit then it got cut to £200 despite me never missing a payment. Realistically I could do with it being £1000 as I do quite often pay the balance straight away other than the credit limit it’s fantastic. Reviewed on: 7th June 2024
Philip w's avatar
Philip w

Quick and reliable service, Paypal makes payments si...

5
Quick and reliable service, Paypal makes payments simple safe and secure Reviewed on: 7th June 2024
Cbar's avatar
Cbar

I've been using PayPal credit for a number of years...

5
I've been using PayPal credit for a number of years for small to mid size purchased that allow me to spread the cost interest free over 4 months - this means I can break down the over all costs in to affordable chunks and pay this off at any point in the month, rather than a set date - which better helps me keep abreast of my finances. Reviewed on: 7th June 2024
Jimm's avatar
Jimm

Simply the best better than all the rest

5
Brilliant , easy and simple , best credit by far Reviewed on: 7th June 2024
Nigel S's avatar
Nigel S

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