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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,103 reviews, last reviewed 30th Apr 2026
1813950% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just find the whole process has been very easy to... I just find the whole process has been very easy to use and very easy to understand Reviewed on: 30th April 2026
JRL's avatar
JRL

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90103)

Easy to use and manage through the app.

5
Easy to use and manage through the app. The option of no interest for 4 months is also a positive. Reviewed on: 7th June 2024
Louis m's avatar
Louis m

Nothing bad

5
I've not had a bad experience the whole time I have been using PayPal Reviewed on: 7th June 2024
Russell 's avatar
Russell

Safe and secure financial transactions.

5
I used the Credit facility for a purchases which allow a 0% interest. The facility was simple to apply for and use and gives freedom to buy needed and impulse items easily. The process is quite automated and quick with the PayPal brand being a guarantee of safe and secure financial transactions. I'll continue to use this facility and also recommend it to friends and relatives. Reviewed on: 7th June 2024
John S's avatar
John S

I have been a regular user of the service and have f...

5
I have been a regular user of the service and have found it useful for my spending habits. The 0% interest over 4 months allows me to manage by budget and make bigger online purchases. Reviewed on: 7th June 2024
Patrick C's avatar
Patrick C

Does what it says.

5
Does what it says. Easy to use and make payments Reviewed on: 7th June 2024
Samuel d's avatar
Samuel d

Great credit option

5
Very easy App to use to take advantage of PayPal Credit. Reviewed on: 7th June 2024
Alister M's avatar
Alister M

Such a simple platform but integrated so well into s...

5
Such a simple platform but integrated so well into sellers web and market places . Reviewed on: 7th June 2024
Mark C's avatar
Mark C

Convenience is the key

4
Very easy, convenient and I love the experience Reviewed on: 7th June 2024
Corazon 's avatar
Corazon

My experience is that the start limit is too low and...

4
My experience is that the start limit is too low and I have requested for increase in my credit limit but nothing has been done up till now Reviewed on: 7th June 2024
Henry O's avatar
Henry O

Simple, super convenient and...

5
Paypal credit is simple to use, super convenient and always there if I need it 5 stars from me. Reviewed on: 7th June 2024
Colin O's avatar
Colin O

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