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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146193)

Good handy being able to pay interest free over 3 or...

5
Good handy being able to pay interest free over 3 or 4 months, and also having the PayPal backup, just wish my initial credit balance would go up from when it was first set all those years ago, then I would use it more. Reviewed on: 19th April 2026

Primary choice for payment where available for 15 years

5
Primary choice for payment where available for 15 years Reviewed on: 19th April 2026

Very easy and helpful easy repayment and great help

4
Very easy and helpful easy repayment and great help Reviewed on: 19th April 2026

All good I have never had a problem with PayPal .

5
All good I have never had a problem with PayPal . Not one Reviewed on: 19th April 2026

Amazing site, very easy to use.

5
Amazing site, very easy to use. Always straight forward. Reviewed on: 19th April 2026

I have found PayPal extremely easy to use.

5
I have found PayPal extremely easy to use. Quick transactions and helpful notifications. Reviewed on: 19th April 2026

Easy and quick

5
I’ve used PayPal to share money with friends, pay for goods, pay in 3 and pay with credit. Always flawless, quick and easy Reviewed on: 19th April 2026

PayPal is the best!

5
Since having PayPal, I have had a great experience with both the services and payment flexibility Reviewed on: 19th April 2026

Very good experience, credit and debit both flawless.

5
Very good experience, credit and debit both flawless. Reviewed on: 19th April 2026

No problem paypal

5
Paypal is easy to use safe and fast and is always ready to help if you have a problem with a seller, it will contact them for you and try to solve the problem quickly Reviewed on: 19th April 2026

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