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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (90119 reviews)

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4.91

Based on 90,119 reviews, last reviewed 30th Apr 2026

1814700% increase in 5 star reviews

in the past 90 days

10300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Awesome i can use every where and its dsfe Awesome i can use every where and its dsfe Reviewed on: 30th April 2026

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90119)

Never had an issue using PayPal, I recently bought a...

Never had an issue using PayPal, I recently bought a phone using a 24 month offer which saves me a small fortune Reviewed on: 7th June 2024

excellent service

I’ve had pay pall credit for over 7years and I’ve found it extremely useful. The interest free over 4 months is an added bonus. Reviewed on: 7th June 2024

Easy to manage money

Easy to manage, linked to my bank acct, app is secure and holds important info and is simple to use. Reviewed on: 7th June 2024

I’m happy with the service, PayPal are very helpful

I’m happy with the service, PayPal are very helpful Reviewed on: 7th June 2024

Best Credit option

Best Credit option to choose from, 0% free interest is a good deal Reviewed on: 7th June 2024

Excellent service no problems easy to use

Excellent service no problems easy to use Reviewed on: 7th June 2024

Easy to use and manage through the app.

Easy to use and manage through the app. The option of no interest for 4 months is also a positive. Reviewed on: 7th June 2024

Nothing bad

I've not had a bad experience the whole time I have been using PayPal Reviewed on: 7th June 2024

Safe and secure financial transactions.

I used the Credit facility for a purchases which allow a 0% interest. The facility was simple to apply for and use and gives freedom to buy needed and impulse items easily. The process is quite automated and quick with the PayPal brand being a guarantee of safe and secure financial transactions. I'll continue to use this facility and also recommend it to friends and relatives. Reviewed on: 7th June 2024

I have been a regular user of the service and have f...

I have been a regular user of the service and have found it useful for my spending habits. The 0% interest over 4 months allows me to manage by budget and make bigger online purchases. Reviewed on: 7th June 2024

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