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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,153 reviews, last reviewed 30th Apr 2026
1816200% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's helpful to be able to use paypal It's helpful to be able to use paypal Reviewed on: 30th April 2026
Susana 's avatar
Susana

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90153)

Excellent

5
Excellent service all the time. Never had an issue when using PayPal. Would recommend to everyone Reviewed on: 7th June 2024
Lee D's avatar
Lee D

Very convenient and easy to use.

5
Very convenient and easy to use. Reviewed on: 7th June 2024
Samuel P's avatar
Samuel P

Simple and helps budget for luxury items

5
Simple and helps budget for luxury items Reviewed on: 7th June 2024
Terry C's avatar
Terry C

The No Negative Credit Product

5
So smooth and easy. A great product overall with useful features. Reviewed on: 7th June 2024
NK's avatar
NK

Quick and easy process

5
Quick and easy process, very convenient service and alternative option to a loan Reviewed on: 7th June 2024
Agnieszka P's avatar
Agnieszka P

Easy to send

5
Every transaction is easy and secure. I have sent and recieved money, with no problems. Reviewed on: 7th June 2024
Bob's avatar
Bob

Fantastic in every way.

5
Fantastic in every way. Always convenient and reliable. Reviewed on: 7th June 2024
Monika's avatar
Monika

Perfect PayPal!

5
PayPal is extremely easy to use and safe , I honestly don’t know where I would be without it. If I have a dispute about a transaction PayPal deal with the problem quickly and efficiently. I feel completely safe using PayPal and their customer service people are so friendly and give great advice if needed. Reviewed on: 7th June 2024
Clare S's avatar
Clare S

Really love the flexibility of pay in 3 with PayPal.

5
Really love the flexibility of pay in 3 with PayPal. Reviewed on: 7th June 2024
Theresa M's avatar
Theresa M

Great experience using PayPal credit when most needed

5
Great experience using PayPal credit when most needed Reviewed on: 7th June 2024
Mags Spiers's avatar
Mags Spiers

Review PayPal: PayPal Credit now

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