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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146177 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146177)

Fast and easy payment's, excepted on many website wi...

Fast and easy payment's, excepted on many website with ease Reviewed on: 19th April 2026

Vey efficient and secure to use .

Vey efficient and secure to use . Reviewed on: 19th April 2026

Easy work

Ease of service, reliable, no problems Reviewed on: 19th April 2026

I use both the pay over 3 months interest free optio...

I use both the pay over 3 months interest free option for larger purchases and the virtual card for day to day purchases such as clothes in Primark both offer me excellent flexible credit. Reviewed on: 19th April 2026

Excellent protection when it comes to payment or re...

Excellent protection when it comes to payment or refund Reviewed on: 19th April 2026

Always quick, easy and secure.

Always quick, easy and secure. Can't go wrong with that Reviewed on: 19th April 2026

What to say

Never had any issues but from people I know who had seller issues PayPal have always been super quick and helpful dealing with the issue. Reviewed on: 19th April 2026

Genuine and honest

Find paypal customer service easy to talk with and genuine. Reviewed on: 19th April 2026

Good service

Good customer service when I had to ring about a problem it was resolved. Reviewed on: 19th April 2026

Never had any issues using PayPal, consistently goo.

Never had any issues using PayPal, consistently goo. Reviewed on: 19th April 2026

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