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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146159 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146159)

Nothing extreme, but overall it's easy to use, under...

Nothing extreme, but overall it's easy to use, understand and pay back. It's great for being able to wait and pay back slowly or wait and make sure you have enough money for later. It's great to use for future payments and investments into things and knowing you have the money for it in the future. Reviewed on: 19th April 2026

As for the 3payment option is one of the best but th...

As for the 3payment option is one of the best but the process not working some time as expected and customer support is bit heisty id say due to cant help on process as for example for some reson paypal blocked me using at my trip at singapore and chat support wot work as expected other than the % are amaizingly incresing woud recommend to anyone Reviewed on: 19th April 2026

Brilliant service

I just wanted to say how consistently great PayPal has been for me over the years. It’s been reliable, easy to use, and always made managing payments feel simple and secure. I’ve really appreciated the peace of mind it’s given me, and it’s made a big difference in both my personal and online transactions. Definitely one of those services that’s just quietly done its job well every time. Reviewed on: 19th April 2026

I was offered a credit card a very reasonable rate a...

I was offered a credit card a very reasonable rate and had a great customer service tidying already with my PayPal account. A very happy customer. Reviewed on: 19th April 2026

perience much less st...Took the stress out of paying

PayPal Credit made the whole experience much less stressful for me. The application process was simple, the information was clear, and it gave me the flexibility I needed at the right time. It really helped me spread the cost in a way that felt manageable and convenient. Everything was smooth, and I felt more confident making my purchase because of it. Overall, a very helpful service and a good experience. Reviewed on: 19th April 2026

Safe and secure

Never had any problems with PayPal. Safe and secure hides your true bank details added security if something goes wrong. PayPal pay in 3 good options at checkout virtual card available for everyday use. Reviewed on: 19th April 2026

Apart from not being able to link my bank account iv...

Apart from not being able to link my bank account ive never had a problem with paypal Reviewed on: 19th April 2026

Very easy to use.

Very easy to use. Good customer service and fast also through the app. Reviewed on: 19th April 2026

Best service

This is best and secure way of paying in today scamming culture world could not live without it online Reviewed on: 19th April 2026

PayPal all the way

Paying feeling safe and protected in a world that makes everything feel unsafe Reviewed on: 19th April 2026

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