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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,350 reviews, last reviewed 30th Apr 2026
1825550% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use as needed and manage on the... Very easy to use as needed and manage on the app Reviewed on: 30th April 2026
Fran B's avatar
Fran B

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90350)

Pretty convenient and fast.

5
Pretty convenient and fast. You can pay for most places online and most places will let you off for some months without adding any interest even. Reviewed on: 7th June 2024
Michai iankou 's avatar
Michai iankou

So Intuitive and easy to use.

5
So easy to use. Really clear on repayments and interest. Intuitive. It has really helped when we have needed things and haven’t got the cash but could afford it over a short period of time. Credit limit and repayments are easy to adjust and make. Loads of flexibility from month to month without any misleading information. Reviewed on: 7th June 2024
Nikki C's avatar
Nikki C

Very easy to set up ,use and understand payment

5
Very easy to set up ,use and understand payment Reviewed on: 7th June 2024
Jason M's avatar
Jason M

Good credit options with interest free options.

5
Good credit options with interest free options. It’s easy to see when the final date to avoid interest is.One criticism would be payment is slow to update., including payment from the PayPal balance. A PayPal card would be useful for shopping in stores! Reviewed on: 7th June 2024
Lee W's avatar
Lee W

Its a great experience with paypal credit

5
Its a great experience with paypal credit Reviewed on: 7th June 2024
Mohammad's avatar
Mohammad

Good ,easy to apply.

5
Good ,easy to apply.fast checkouts Reviewed on: 7th June 2024
Dileep J's avatar
Dileep J

Easy to use and safe very friendly staff when talkin...

5
Easy to use and safe very friendly staff when talking to customer services have used this method of payment for many years Reviewed on: 7th June 2024
Darrin boxall's avatar
Darrin boxall

No issues at all ever top service

5
No issues at all ever top service Reviewed on: 7th June 2024
Tommy's avatar
Tommy

Good experience, good credit,

5
Good experience, good credit, most of the websites include Amazon and Ebay accept PayPal Reviewed on: 7th June 2024
Aileen A's avatar
Aileen A

PayPal credit is fantastic.

5
PayPal credit is fantastic. It allows me to spread the cost over 4 months. Reviewed on: 7th June 2024
Yvonne M's avatar
Yvonne M

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