Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146123 reviews)

View other PayPal products

4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146123)

The best

The moment I started to use paypal, everything went smothly no issues, tottaly recommended Reviewed on: 19th April 2026

Amazing, good deal with credit score

Amazing, good deal with credit score Reviewed on: 19th April 2026

Long time user

I have been using Paypal since the early days and have had nothing but a positive reaction on all levels.I have had money back on every dispute raised with no hassle.The 4 months to pay option has been a godsend on several occasions..If I could give more thsn 10/10,I would. Reviewed on: 19th April 2026

Best customer service

Best customer service and much recommended Reviewed on: 19th April 2026

Easy money management

It's so easy to transfer money, do a pay in 3 or sort out interest free credit or pay for items when shopping. Love PayPal! Reviewed on: 19th April 2026

I trust PayPal with all my transactions and purchases.

I trust PayPal with all my transactions and purchases. I have used it for small and big payments. It is also very versatile and dynamic- I can split the bill at a restaurant and send the correct amount to my friends. No matter what I do… it is always safe. Reviewed on: 19th April 2026

Pay in 3 and PayPal credit available so when I want...

Pay in 3 and PayPal credit available so when I want something a little more expensive I can spread the cost. Easy to use. I feel protected should I be scammed on any purchases. Reviewed on: 19th April 2026

Excellent ready credit with no gotchas.

Excellent ready credit with no gotchas. Thanks PayPal Reviewed on: 19th April 2026

PayPal always offers great service and offering

PayPal always offers great service and offering. It’s reliable and you know your funds are safe. Reviewed on: 19th April 2026

Easy to male payments, statements ans quick glances...

Easy to male payments, statements ans quick glances at spending Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77575 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub