Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146096 reviews)

View other PayPal products

4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146097)

I just find the pending days to long.

I just find the pending days to long. And also finding my credit Reviewed on: 19th April 2026

Easy to use, helpful when needing help spreading the...

Easy to use, helpful when needing help spreading the cost! Reviewed on: 19th April 2026

I love PayPal

I have used PayPal for many years and absolutely love it. Just started using their credit card which is very convenient. Reviewed on: 19th April 2026

Good credit provider

Not had an issue so far, not yet needed customer services so can’t rate Reviewed on: 19th April 2026

Nice versatile financial product!

Nice versatile financial product! Reviewed on: 19th April 2026

Not had problem with Pay Pal since signing up

Not had problem with Pay Pal since signing up Reviewed on: 19th April 2026

Payment options and reward points.

The range of different payment options is fantastic and their points reward scheme is a great way to save an extra few pounds for Christmas. Never any hassle with customer service. They are very quick to reply and easy to deal with. Reviewed on: 19th April 2026

Great app, enjoy the ability to access a card and ad...

Great app, enjoy the ability to access a card and add this to Apple Pay Reviewed on: 19th April 2026

So easy 5 stars

So easy............................ Reviewed on: 19th April 2026

Excellent service for people.

Excellent service for people. Thank you Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77556 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub