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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146059)

I just love how easy was applying for my PayPal Cred...

5
I just love how easy was applying for my PayPal Credit and that is acceptable to use everywhere. Reviewed on: 19th April 2026

Great flexible way to pay.

5
Great flexible way to pay. What you see is what you get! Reviewed on: 19th April 2026

I find PayPal credit extremely useful and easy to use.

5
I find PayPal credit extremely useful and easy to use. Can use it to pay for shopping on all sorts of sites. Credit limit is a great amount and really easy to pay back by direct debit. It’s also great that you can make additional payments whenever you like. Would definitely recommend it to family and friends. Reviewed on: 19th April 2026

PayPal easy to use

5
PayPal is easy to use and is very widely excepted so one of my go to payment methods. Reviewed on: 19th April 2026

Good support

5
It's easy to use and repay.I like the fact that you have a card that can be used at all times. Reviewed on: 19th April 2026

Great App and features.

5
Great App and features. I like that it allows me to easily connect with my external bank accounts, which makes things easier Reviewed on: 19th April 2026

Very user friendly and easy credit options

5
Very user friendly and easy credit options Reviewed on: 19th April 2026

Been using paypal for years great service

5
Been using paypal for years great service Reviewed on: 19th April 2026

Fast , efficient and reliable service

5
Fast , efficient and reliable service Reviewed on: 19th April 2026

Excellent, safe, service, trusted by many suppliers

5
Excellent, safe, service, trusted by many suppliers Reviewed on: 19th April 2026

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