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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,634 reviews, last reviewed 30th Apr 2026
1838950% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the points and access to pay in 3 Love the points and access to pay in 3 Reviewed on: 30th April 2026
DexterF's avatar
DexterF

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90634)

PayPal is great.

5
PayPal is great. I'm really happy with that Reviewed on: 8th June 2024
Rambod L's avatar
Rambod L

PayPal credit is ideal when u stuck

5
PayPal credit is ideal when u stuck and need something quick. Customer service is also excellent when you talk to them they resolve issues quick and effecient Reviewed on: 8th June 2024
Elizabeth A's avatar
Elizabeth A

Excellent customer service.

5
Excellent customer service. Disputes always resolved in a resonable timely mannar. Reviewed on: 8th June 2024
Dutches's avatar
Dutches

So far so good 25 years with PayPal.

5
So far so good ! 25+ years with PayPal. Nice touch was the crypto wallet. Hopefully will stay! Reviewed on: 8th June 2024
Boji's avatar
Boji

Good easy to use app, cust service ok, hard to chang...

5
Good easy to use app, cust service ok, hard to change payment date! I also feel its little different to see what u have used the funds on given multiple payment types. Reviewed on: 8th June 2024
Martin F's avatar
Martin F

Luxury items made easily affordable

5
Have used this to help purchase items I never thought possible to own with my wage. Paying monthly installments is easy to do and I get emails updating me and reminding me each month. I have once had a problem with my phone where it crashed and make a payment but I talked to PayPal credit and helped me easily cancel it. Relieving any sort of stress I had. Great service all around. Reviewed on: 8th June 2024
Jodie W's avatar
Jodie W

My experience with pay pal is safe secure easy and a...

5
My experience with pay pal is safe secure easy and affordable makes life much easier for me thank you Reviewed on: 8th June 2024
Mohammed A's avatar
Mohammed A

Great way to spread payments

5
Great way to spread payments, 1st choice for credit Reviewed on: 8th June 2024
Roslyn B's avatar
Roslyn B

A really handy addition to a service that has been e...

5
A really handy addition to a service that has been excellent for years. Reviewed on: 8th June 2024
Tricia 's avatar
Tricia

First time using PayPal credit ...

5
First time using PayPal credit and I had some questions but my queries were answered promptly and effectively. I have utilised it on a few occasions now and the process is easy. I can monitor my balance and track the available balance and when things are due to fall outside the offer period. My only regret is I wish I started using it sooner. Reviewed on: 8th June 2024
Gok's avatar
Gok

Review PayPal: PayPal Credit now

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