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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146006)

No interest payback is grear

5
It's great that there's extra time to pay with no interest especially in this economy. Reviewed on: 19th April 2026

quick and easy to pay in installments.

5
quick and easy to pay in installments. great to allow budgeting Reviewed on: 19th April 2026

Very good service and friendly service excellent ser...

5
Very good service and friendly service excellent service Reviewed on: 19th April 2026

been using paypal for around 10 years.

5
been using paypal for around 10 years... no issues and love there pay in 3 plan Reviewed on: 19th April 2026

I love PayPal very much.

5
I love PayPal very much. It is so easy to use. Also very quick. Reviewed on: 19th April 2026

okay had issues with fraud/getting my money back

3
okay had issues with fraud/getting my money back Reviewed on: 19th April 2026

I have had a few problems with purchases not being s...

5
I have had a few problems with purchases not being sent and PayPal customer service have allway sorted it out for me, I can only thank them absolutely brilliant Reviewed on: 19th April 2026

Easy and smooth transactions all the way.

5
Easy and smooth transactions all the way.A place where you get help when needed. Reviewed on: 19th April 2026

Always trust paypal for my purchases on line.

5
Always trust paypal for my purchases on line. Reviewed on: 19th April 2026

Excellent service.

5
Excellent service. Always available for their customers. Easy transfers and making sending money very easy across the globe. Reviewed on: 19th April 2026

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