Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,806 reviews, last reviewed 30th Apr 2026
1847000% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy process Simple & easy with periods of interest free! Reviewed on: 30th April 2026
John R's avatar
John R

Latest lowest rating:

1

The worst service I have ever encountered I do not r... The worst service I have ever encountered I do not recommend it to anyone Reviewed on: 30th April 2026
Ionut 's avatar
Ionut
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (90806)

PayPal is excellent it gives you piece of mind when...

5
PayPal is excellent it gives you piece of mind when purchasing goods online Reviewed on: 8th June 2024
Mark B's avatar
Mark B

Positive experience

5
Never had had a bad experience using the service I’m very satisfied it has made my life easier Reviewed on: 8th June 2024
Abdulahi O's avatar
Abdulahi O

PayPal Credit is an excellent way to shop.

5
PayPal Credit is an excellent way to shop. It is very easy and convenient way of shopping. So quick and customer service is excellent. Reviewed on: 8th June 2024
Joanne 's avatar
Joanne

It's been fantastic using PayPal services.

5
It's been fantastic using PayPal services. The convenience and the ease is top notch. Reviewed on: 8th June 2024
Tadese M's avatar
Tadese M

PayPal makes it possible.

5
PayPal makes expensive purchases possible. Pay in three is my favourite. The secure payment method removes the worry of fraudulent activity on your account. Online purchasing is safe simple and stress free with PayPal. Reviewed on: 8th June 2024
Sabrina C's avatar
Sabrina C

Great flexibility

5
It allows to make transactions very quickly and gives me many options of how to pay. Typically, pay in three or even over 12 months all interest free. It as been great for me to which over many years I have never had to pay any interest. Reviewed on: 8th June 2024
Peter I's avatar
Peter I

I used paypal credit so often.

5
I used paypal credit so often. Great way of spending p Reviewed on: 8th June 2024
Anonymous's avatar
Anonymous

Great credit provider

5
No problems with any transactions, easy to use, no complicated system Reviewed on: 8th June 2024
Michelle H's avatar
Michelle H

Absolutely no complaints

5
Great experience, never had any issues. Reviewed on: 8th June 2024
Nic's avatar
Nic

Easy to use and flexible.

5
Easy to use and flexible. All app managed so can view 24/7. Used everywhere. Reviewed on: 8th June 2024
Louise F's avatar
Louise F

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill