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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145895 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145896)

I use PayPal credit all the time it's an easy app to...

I use PayPal credit all the time it's an easy app to use and the credit terms are really good and give you minimum payments each month Reviewed on: 19th April 2026

I've been using PayPal for a decade and I don't have...

I've been using PayPal for a decade and I don't have any issues, it works very well and thank you PayPal credit. Reviewed on: 19th April 2026

Straightforward Credit

PayPal Credit has been very straightforward and ease to use. The terms of lending and repayments are always made clear before any borrowing, which makes me feel more in control and aware of my borrowing. Reviewed on: 19th April 2026

Easy to use and handy to pay for flights in...

Easy to use and handy to pay for flights in 3 payments Reviewed on: 19th April 2026

Better than any credit card

The best is 4 months interest free in purchase this makes life much much easier. Reviewed on: 19th April 2026

Excellent service all around.

Excellent service all around. I have been with paypal for 12 years now and very happy banking with paypal. I would recommend them to anyone they have Excellent service. Reviewed on: 19th April 2026

A very convenient way to pay for goods with a short...

A very convenient way to pay for goods with a short interest free payment option and great value for debit card with reward points system. Reviewed on: 19th April 2026

Always helpful with any issues customers service and...

Always helpful with any issues customers service and support been excellent when I have needed help Reviewed on: 19th April 2026

Always easy to access and pay for things.

Always easy to access and pay for things. The notification when you need to pay are great, especially when your memory isn’t like it used to be. Reviewed on: 19th April 2026

Excellent customer service.

Excellent customer service. Always helpful. Reviewed on: 19th April 2026

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