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PayPal: PayPal Credit reviews

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4.91
Based on 90,893 reviews, last reviewed 30th Apr 2026
1851000% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy with the service that I receive Very happy with the service that I receive Reviewed on: 30th April 2026
Hayley Print's avatar
Hayley Print

Latest lowest rating:

2

Customer service is either a bot or AI not actual hu... Customer service is either a bot or AI not actual human Reviewed on: 30th April 2026
A S's avatar
A S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90893)

PayPal the perfect partner to have in your wallet.

5
PayPal is so convenient and easy to use. I can’t imagine life without it now. Reviewed on: 8th June 2024
kevin w's avatar
kevin w

I always buy items using my PayPal credit account.

5
I always buy items using my PayPal credit account. Helps to build my credit rating and gives me a safe mind when buying goods. Reviewed on: 8th June 2024
Graham T's avatar
Graham T

First choice payment method

5
First choice payment method as it's an easy way to pay, with added customer protection and it's already approved. Reviewed on: 8th June 2024
Steven H's avatar
Steven H

Worry free money

5
Smooth easy no hassle transactions every purchase Reviewed on: 8th June 2024
B Cars's avatar
B Cars

A Convenient Financing Option for Online Shoppers

5
I've been using PayPal Credit for a few years now, and I must say, it has been a game-changer for my online shopping experience. As someone who frequently shops online but doesn't always have the funds readily available, PayPal Credit has provided me with a convenient way to make purchases and pay over time. One of the best things about PayPal Credit is its seamless integration with my existing PayPal account. Whenever I'm shopping online and PayPal is accepted, I have the option to use PayPal Credit as my payment method. The application process was quick and easy, and I received a decision almost instantly. With PayPal Credit, I can enjoy 6 months of interest-free financing on purchases of £99 or more. This has allowed me to buy higher-priced items that I needed, like a new laptop for work, without having to pay the full amount upfront. The monthly payments are affordable and easy to manage. The only minor issue I've encountered is that not all online retailers accept PayPal Credit as a payment option. However, this is a relatively small inconvenience compared to the benefits I've enjoyed. Overall, I'm extremely satisfied with PayPal Credit and would give it a 4.5 out of 5-star rating. I would highly recommend this service to anyone who shops online frequently and is looking for a flexible, convenient financing option. It has made my online shopping experience much more manageable and enjoyable. Reviewed on: 8th June 2024
Justine N's avatar
Justine N

I have been with PayPal for a very long time well ov...

5
I have been with PayPal for a very long time well over ten years. Very trustworthy useful for payments, Reviewed on: 8th June 2024
Paul Gravillr's avatar
Paul Gravillr

A Stellar Experience with PayPal Credit

5
I’ve been using PayPal Credit for several years now, and I couldn’t be happier with my experience. PayPal Credit offers a seamless and convenient way to manage my finances, especially for larger purchases. The application process was quick and straightforward, and I was approved almost instantly, which allowed me to start using my credit line right away. One of the standout features of PayPal Credit is the flexibility it provides. I love the promotional offers, like no interest if paid in full within 6 months on purchases over a certain amount. This has made it incredibly easy to finance bigger purchases without worrying about immediate payment. The convenience of integrating PayPal Credit with my regular PayPal account means I can manage everything from one platform, streamlining my financial activities. Customer service has been outstanding as well. Any time I’ve had a question or needed assistance, the support team has been prompt, courteous, and extremely helpful. They genuinely seem to care about their customers, which makes a big difference in the overall experience. Using PayPal Credit has also enhanced my online shopping experience. It’s accepted at a wide range of retailers, and the added layer of buyer protection gives me peace of mind. I feel secure knowing that my transactions are protected, and any issues will be promptly addressed. Overall, PayPal Credit has exceeded my expectations. It’s a reliable, user-friendly, and flexible credit solution that has made managing my finances easier and more efficient. I highly recommend it to anyone looking for a convenient and trustworthy credit option. Five stars! Reviewed on: 8th June 2024
Ashley Durkan's avatar
Ashley Durkan

Easy to use, easy to pay, transparent and clever

5
Easy to use, easy to pay, transparent and clever Reviewed on: 8th June 2024
Adamw's avatar
Adamw

Excellent Service

5
I have had a brilliant experience as Pay Pal user in the last few years. I found their service user-friendly, comprehensive and offering good value for money. Reviewed on: 8th June 2024
Krasimira H's avatar
Krasimira H

Easy to use and set up.

5
Easy to use and set up. Easy to control and manage online Reviewed on: 8th June 2024
Katie B's avatar
Katie B

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