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PayPal: PayPal Credit reviews

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4.91
Based on 90,970 reviews, last reviewed 30th Apr 2026
1854600% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

expeirence has been good with one issue Great experience and very flexible. Only gripe is it's hard to keep track of how much you have paid into a promotion offer. Reviewed on: 30th April 2026
Axel L's avatar
Axel L

Latest lowest rating:

2

Customer service is either a bot or AI not actual hu... Customer service is either a bot or AI not actual human Reviewed on: 30th April 2026
A S's avatar
A S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90970)

Been a happy customer for 18 years

5
Rarely any issues and when I have they have been dealt with swiftly, fairly and so far with excellent customer service. I have used PayPal for around 18 years and will continue to for as long as it keeps its high standards. Reviewed on: 8th June 2024
Leigh m's avatar
Leigh m

I have been with Pay Pal for a few years now and I f...

5
I have been with Pay Pal for a few years now and I find the credit invaluable at times Reviewed on: 8th June 2024
Samantha J's avatar
Samantha J

Pretty good, annoying I'm unable to set up direct de...

3
Pretty good, annoying I'm unable to set up direct debit though :( Reviewed on: 8th June 2024
Richard's avatar
Richard

Easy to use credit.

4
Easy to use credit. Displays all the information you need in one place and is fairly simple to use. Reviewed on: 8th June 2024
Tayan T's avatar
Tayan T

Very good - and flexible.

5
Very good - and flexible. So many different options that you can choose from, so there is options for everyone Reviewed on: 8th June 2024
Caitlin W's avatar
Caitlin W

It you flexibility by pay instalment for 4 months.

5
It you flexibility by pay instalment for 4 months. For me it’s the best so far. If PayPal will start giving out physical card then it’s going to be game changer. Reviewed on: 8th June 2024
Cashmonney's avatar
Cashmonney

Safe money transactions

5
Easy to deal with. Fast transactions and confidence when using the app for purchases Reviewed on: 8th June 2024
Paul Y's avatar
Paul Y

Very helpful credit

5
Have been using PayPal credit for a few years now and has helped me out massively in the cost of living crisis as an amazing safety net, well as for last minute purchases and occasions. PayPal offered the highest credit limit to me out of all other lenders I applied for and I’m very happy with the interest rate. I hope to continue using for years to come. Reviewed on: 8th June 2024
Mia's avatar
Mia

Great and easy to use!

5
Great and easy to use! Accessible and handy. Reviewed on: 8th June 2024
Beth J's avatar
Beth J

Every easy and straight forward how it should be

5
Every easy and straight forward how it should be Reviewed on: 8th June 2024
Dean h's avatar
Dean h

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