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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,057 reviews, last reviewed 30th Apr 2026
1858500% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive review PayPal is so efficient to transfer money to family and friends instantly. PayPal credit is stress free and easy to repay. Reviewed on: 30th April 2026
Donna 's avatar
Donna

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91057)

Paypal credit

5
Very convenient and safe to use ,easy to manage and kept up to date with statements just like a bank. Loads of information on debt management etc for anyone who may find themselves in a position to need it. Reviewed on: 8th June 2024
Kay 's avatar
Kay

Great value for money with good interest free offers

5
Great value for money with good interest free offers Reviewed on: 8th June 2024
ES's avatar
ES

Greeeaaaattttt

5
It's great knowing that you don't have to pay for things straight away Reviewed on: 8th June 2024
Gary 's avatar
Gary

1st choice

5
Go to first choice payment platform. Reviewed on: 8th June 2024
Andy Y's avatar
Andy Y

Spreading it the cost

5
Very handy way to spread out the cost, with no additional costs! Useful to have PayPal almost as an extra credit card. Reviewed on: 8th June 2024
Herondina's avatar
Herondina

Ease of use and transparent service

5
Very smooth and efficient process to get credit and make payments. I have never really had any issues Reviewed on: 8th June 2024
Dan's avatar
Dan

Quick and helpful

5
Always helpful if I have issues and getting things sorted in a quick and helpful manner. Even if I've had to ask what felt like silly questions, they've been able to help me with it feeling patronising Reviewed on: 8th June 2024
Emily D's avatar
Emily D

It works like any other credit service

3
It works like any other credit service Reviewed on: 8th June 2024
Delorni's avatar
Delorni

Paypal credit is an extremely easy and safe way to b...

5
Paypal credit is an extremely easy and safe way to borrow money. Team are always excellent if you need help and it is very simple to pay back. Reviewed on: 8th June 2024
Ysabelle G's avatar
Ysabelle G

Always fab!

5
Always fab! Super helpful! Thank you Reviewed on: 8th June 2024
Amber M's avatar
Amber M

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